← All India hubs Machinist
India Hindi (हिंदी) ₹ INR
Aniket is a skilled machinist working in an industrial cluster, balancing shop-floor shifts with the needs of his growing family. This hub covers the central government schemes, social security nets, and digital portals he relies on to manage his finances, health, and career growth.
National All India 24 Andaman and Nicobar Islands AN 7 Andhra Pradesh AP 5 Arunachal Pradesh AR 8 Assam AS 6 Bihar BR 5 Chhattisgarh CG 7 Chandigarh CH 7 Delhi DL 5 Dadra and Nagar Haveli and Daman and Diu DN 5 Goa GA 6 Gujarat GJ 5 Himachal Pradesh HP 6 Haryana HR 7 Jharkhand JH 7 Jammu and Kashmir JK 6 Karnataka KA 7 Kerala KL 6 Ladakh LA 5 Lakshadweep LD 7 Maharashtra MH 6 Meghalaya ML 7 Manipur MN 7 Madhya Pradesh MP 6 Mizoram MZ 5 Nagaland NL 6 Odisha OD 7 Punjab PB 6 Puducherry PY 6 Rajasthan RJ 7 Sikkim SK 8 Tamil Nadu TN 5 Tripura TR 6 Telangana TS 5 Uttarakhand UK 5 Uttar Pradesh UP 7 West Bengal WB 8 Essential for long-term financial stability and retirement planning as a blue-collar worker.
Employees' Provident Fund कर्मचारी भविष्य निधि national · Ministry of Labour and Employment
Who qualifies Employees in establishments with 20+ workers.
What you get 12% of basic salary deducted, matched by employer, plus interest.
What it actually costs you Requires UAN activation and KYC linkage with Aadhaar.
Common gotcha Employers often delay deposits; check your passbook monthly.
Employees' State Insurance कर्मचारी राज्य बीमा national · ESIC Corporation
Who qualifies Employees earning up to ₹21,000 per month.
What you get Full medical care for self and family, plus sickness/maternity benefits.
What it actually costs you 0.75% of wages deducted, employer pays 3.25%.
Common gotcha You must visit an ESI dispensary first to get a referral for a hospital.
e-Shram Portal ई-श्रम national · Ministry of Labour and Employment
Who qualifies Unorganized sector workers aged 16-59.
What you get Database for social security access and ₹2 lakh accidental insurance cover.
What it actually costs you Free registration via Aadhaar and mobile OTP.
Common gotcha It does not provide direct monthly cash, only eligibility for other schemes.
National Pension System (Swavalamban) राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Any Indian citizen aged 18-70.
What you get Market-linked pension corpus with tax benefits.
What it actually costs you Minimum contribution of ₹500 per month.
Common gotcha Money is locked until age 60; partial withdrawals have strict rules.
PM Surya Ghar Muft Bijli Yojana पीएम सूर्य घर मुफ्त बिजली योजना national · Ministry of New and Renewable Energy
Who qualifies Households with a roof to install solar panels.
What you get Subsidy up to ₹78,000 for residential solar installation.
What it actually costs you Initial investment minus subsidy; requires site feasibility.
Common gotcha Subsidy is only for approved vendors/panels.
PM SVANidhi पीएम स्वनिधि national · Ministry of Housing and Urban Affairs
Who qualifies Street vendors and small service providers.
What you get Collateral-free working capital loan up to ₹50,000.
What it actually costs you Interest subsidy provided; no processing fee.
Common gotcha Must be repaid in installments to qualify for higher limits. Medical emergencies are the biggest threat to a machinist's savings.
Ayushman Bharat PM-JAY आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना national · National Health Authority
Who qualifies Bottom 40% of families based on SECC data.
What you get ₹5 lakh annual health cover per family for secondary/tertiary care.
What it actually costs you Zero cost; requires Ayushman card.
Common gotcha Check if your local private hospital is empanelled before admission.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana प्रधानमंत्री भारतीय जन औषधि परियोजना national · Department of Pharmaceuticals
Who qualifies All citizens.
What you get Quality generic medicines at 50-90% lower prices.
What it actually costs you Cash payment at store.
Common gotcha Not all stores carry every brand; check the app for stock.
Pradhan Mantri Matru Vandana Yojana प्रधानमंत्री मातृ वंदना योजना national · Ministry of Women and Child Development
Who qualifies Pregnant and lactating mothers for first child.
What you get Cash incentive of ₹5,000 in installments.
What it actually costs you Registration at Anganwadi/Health center.
Common gotcha Must link bank account with Aadhaar for direct transfer.
Mission Indradhanush मिशन इंद्रधनुष national · Ministry of Health and Family Welfare
Who qualifies Children and pregnant women missing routine vaccines.
What you get Free vaccination against 12 vaccine-preventable diseases.
What it actually costs you Visit to local government health center.
Common gotcha Keep the immunization card safe; it is the only proof.
Health and Wellness Centres आयुष्मान भारत स्वास्थ्य और कल्याण केंद्र national · Ministry of Health and Family Welfare
Who qualifies All citizens.
What you get Primary health care, screening, and free essential drugs.
What it actually costs you Free.
Common gotcha Limited hours; usually 9 AM to 4 PM.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-70.
What you get ₹2 lakh accidental death/disability cover.
What it actually costs you ₹20 annual premium auto-debited.
Common gotcha Must renew annually if not set to auto-debit. Machinists need certifications to move from operator to supervisor roles.
PM Kaushal Vikas Yojana (PMKVY) प्रधानमंत्री कौशल विकास योजना national · Ministry of Skill Development and Entrepreneurship
Who qualifies School dropouts or unemployed youth.
What you get Short-term skill training and industry-recognized certification.
What it actually costs you Free; requires time commitment.
Common gotcha Placement support varies by training center quality.
National Apprenticeship Promotion Scheme राष्ट्रीय शिक्षुता संवर्धन योजना national · Ministry of Skill Development and Entrepreneurship
Who qualifies ITI pass-outs or 10th/12th pass students.
What you get On-the-job training with a monthly stipend.
What it actually costs you Registration on portal; competitive selection.
Common gotcha Stipend is often the bare minimum; focus on the experience.
NCVT MIS Portal एनसीवीटी एमआईएस national · Directorate General of Training
Who qualifies ITI students and trainees.
What you get Official marksheets and NTC certificates.
What it actually costs you Exam fees paid through college.
Common gotcha Always verify your Aadhaar name matches your school records.
National Career Service राष्ट्रीय करियर सेवा national · Ministry of Labour and Employment
Who qualifies Job seekers.
What you get Job matching, career counseling, and skill training info.
What it actually costs you Free registration.
Common gotcha Site is slow; use the mobile app for better results.
Shramik Setu श्रमिक सेतु national · Ministry of Labour and Employment
Who qualifies Migrant workers.
What you get Information on employment opportunities and welfare schemes.
What it actually costs you Free.
Common gotcha Often overlaps with other portals; check state-specific links.
Udyam Registration उद्यम पंजीकरण national · Ministry of MSME
Who qualifies Small business owners/freelance machinists.
What you get Priority sector lending and government tender access.
What it actually costs you Free registration via Aadhaar.
Common gotcha Beware of fake private websites charging for registration. Without these, you cannot access any other government service.
Aadhaar आधार national · UIDAI
Who qualifies All residents.
What you get Digital identity for all government services.
What it actually costs you Free initial enrollment; small fee for updates.
Common gotcha Keep phone number linked to receive OTPs.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies All citizens.
What you get Digital storage for driving license, PAN, and marksheets.
What it actually costs you Free.
Common gotcha Documents are legally equivalent to originals; show them on phone.
Permanent Account Number पैन कार्ड national · Income Tax Department
Who qualifies All taxpayers.
What you get Identity for banking and tax compliance.
What it actually costs you Small fee for physical card issuance.
Common gotcha Must link with Aadhaar to avoid penalty.
UMANG उमंग national · MeitY
Who qualifies All citizens.
What you get Single app for 1000+ government services.
What it actually costs you Free.
Common gotcha Some services redirect to specific portals; keep logins handy.
Voter ID मतदाता पहचान पत्र national · Election Commission of India
Who qualifies Citizens aged 18+.
What you get Right to vote and valid identity proof.
What it actually costs you Free.
Common gotcha Check your name on the electoral roll before elections.
One Nation One Ration Card वन नेशन वन राशन कार्ड national · Department of Food and Public Distribution
Who qualifies Low-income families.
What you get Subsidized food grains anywhere in India.
What it actually costs you Free.
Common gotcha Requires biometric authentication at the ration shop.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
