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Balbir is a smallholder farmer managing a family plot, constantly balancing input costs against market volatility. This hub tracks the central government lifelines, subsidies, and portals he relies on to keep his farm running and his family secure. Note that state-specific top-ups and local agricultural boards are covered in the state-specific sections.
National All India 24 Andaman and Nicobar Islands AN 8 Andhra Pradesh AP 7 Arunachal Pradesh AR 8 Assam AS 6 Bihar BR 7 Chhattisgarh CG 7 Chandigarh CH 8 Delhi DL 8 Dadra and Nagar Haveli and Daman and Diu DN 6 Goa GA 6 Gujarat GJ 6 Himachal Pradesh HP 7 Haryana HR 7 Jharkhand JH 6 Jammu and Kashmir JK 6 Karnataka KA 6 Kerala KL 6 Ladakh LA 6 Lakshadweep LD 7 Maharashtra MH 7 Meghalaya ML 8 Manipur MN 6 Madhya Pradesh MP 7 Mizoram MZ 7 Nagaland NL 7 Odisha OD 4 Punjab PB 6 Puducherry PY 6 Rajasthan RJ 7 Sikkim SK 6 Tamil Nadu TN 7 Tripura TR 6 Telangana TS 6 Uttarakhand UK 7 Uttar Pradesh UP 7 West Bengal WB 4 Essential cash flow to manage seasonal input costs and household expenses.
Pradhan Mantri Kisan Samman Nidhi प्रधानमंत्री किसान सम्मान निधि national · Ministry of Agriculture and Farmers Welfare
Who qualifies Small and marginal landholding farmer families.
What you get ₹6,000 per year in three equal installments of ₹2,000.
What it actually costs you Aadhaar, bank account linked with NPCI, and land records; zero application fee.
Common gotcha Payment fails if Aadhaar is not seeded with the bank account or e-KYC is pending.
Pradhan Mantri Kisan Maandhan Yojana प्रधानमंत्री किसान मानधन योजना national · Ministry of Agriculture and Farmers Welfare
Who qualifies Small and marginal farmers aged 18-40 years.
What you get Minimum fixed pension of ₹3,000 per month after age 60.
What it actually costs you Monthly contribution ranging from ₹55 to ₹200 depending on entry age.
Common gotcha You must be a small/marginal farmer with up to 2 hectares of land.
Kisan Credit Card किसान क्रेडिट कार्ड national · Department of Financial Services
Who qualifies All farmers, including tenant farmers and sharecroppers.
What you get Short-term credit for crop production at subsidized interest rates.
What it actually costs you Land documents, ID proof, and a visit to the local bank branch.
Common gotcha Interest subvention is only available if you repay the loan within one year.
Pradhan Mantri Fasal Bima Yojana प्रधानमंत्री फसल बीमा योजना national · Ministry of Agriculture and Farmers Welfare
Who qualifies Farmers growing notified crops in notified areas.
What you get Insurance coverage against crop failure due to natural calamities.
What it actually costs you Premium of 1.5% for Rabi and 2% for Kharif crops.
Common gotcha You must report crop loss within 72 hours of the incident.
Interest Subvention Scheme national · RBI / NABARD
Who qualifies Farmers with KCC accounts.
What you get Additional 3% subvention for prompt repayment, effectively reducing interest to 4%.
What it actually costs you Timely repayment of the principal amount before the due date.
Common gotcha Does not apply if you miss the repayment deadline by even a day.
Agriculture Infrastructure Fund national · Ministry of Agriculture and Farmers Welfare
Who qualifies Farmer groups, FPOs, and individual farmers for post-harvest projects.
What you get Interest subvention of 3% per annum on loans up to ₹2 crore.
What it actually costs you Detailed project report and bank approval for infrastructure like cold storage.
Common gotcha Requires a formal business plan, not just a personal loan application. Getting quality inputs at the right time is the difference between profit and loss.
Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan प्रधानमंत्री किसान ऊर्जा सुरक्षा एवं उत्थान महाभियान national · Ministry of New and Renewable Energy
Who qualifies Farmers looking to install solar pumps or grid-connected solar plants.
What you get Up to 60% subsidy on solar pump installation costs.
What it actually costs you Beneficiary share of 40% and land availability.
Common gotcha High demand leads to long waiting lists in many districts.
Soil Health Card Scheme मृदा स्वास्थ्य कार्ड योजना national · Ministry of Agriculture and Farmers Welfare
Who qualifies All farmers.
What you get Detailed report on soil nutrient status and recommended fertilizer dosage.
What it actually costs you Collection of soil samples from your field.
Common gotcha Many farmers get the card but ignore the specific fertilizer recommendations.
Neem Coated Urea नीम लेपित यूरिया national · Department of Fertilizers
Who qualifies All farmers.
What you get Subsidized urea that improves nitrogen use efficiency.
What it actually costs you Must purchase via Aadhaar-linked PoS machine at the dealer.
Common gotcha Dealer often forces you to buy extra micronutrients to get your urea bag.
Sub-Mission on Agricultural Mechanization national · Ministry of Agriculture and Farmers Welfare
Who qualifies Individual farmers and Custom Hiring Centers.
What you get Subsidy ranging from 40% to 80% on purchase of farm machinery.
What it actually costs you GST payment and selection of empanelled manufacturers.
Common gotcha Subsidy is released only after physical verification of the machine.
e-National Agriculture Market ई-नाम national · Ministry of Agriculture and Farmers Welfare
Who qualifies Farmers selling produce in registered mandis.
What you get Access to a wider market and transparent price discovery.
What it actually costs you Registration on the portal and quality assaying of produce.
Common gotcha Local traders often discourage using the portal to keep prices low.
Seed Minikit Distribution national · Ministry of Agriculture and Farmers Welfare
Who qualifies Small farmers interested in high-yielding varieties.
What you get Free or highly subsidized high-quality seeds for testing.
What it actually costs you Usually distributed through Krishi Vigyan Kendras (KVKs).
Common gotcha Limited quantities available; first-come, first-served. A single health emergency can wipe out a year's harvest savings.
Ayushman Bharat - PMJAY आयुष्मान भारत - प्रधानमंत्री जन आरोग्य योजना national · National Health Authority
Who qualifies Families identified as vulnerable in the SECC 2011 database.
What you get ₹5 lakh annual health cover per family for secondary and tertiary care.
What it actually costs you Aadhaar and ration card; no premium.
Common gotcha Check if your local private hospital is empanelled before going.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Any bank account holder aged 18-70.
What you get Accidental death or disability cover of ₹2 lakh.
What it actually costs you Annual premium of ₹20 deducted from bank account.
Common gotcha Must renew annually in June.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Any bank account holder aged 18-50.
What you get Life insurance cover of ₹2 lakh.
What it actually costs you Annual premium of ₹436.
Common gotcha Coverage starts only 30 days after enrollment.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana प्रधानमंत्री भारतीय जन औषधि परियोजना national · Department of Pharmaceuticals
Who qualifies Everyone.
What you get Quality generic medicines at 50-90% lower prices than branded ones.
What it actually costs you Just the cost of the medicine.
Common gotcha Stock availability varies; keep a list of generic equivalents.
Swachh Bharat Mission (Grameen) स्वच्छ भारत मिशन (ग्रामीण) national · Department of Drinking Water and Sanitation
Who qualifies Rural households without toilets.
What you get Financial assistance of ₹12,000 for toilet construction.
What it actually costs you Application through Gram Panchayat.
Common gotcha Funds are often released in stages after construction milestones.
Pradhan Mantri Matru Vandana Yojana प्रधानमंत्री मातृ वंदना योजना national · Ministry of Women and Child Development
Who qualifies Pregnant and lactating mothers for the first child.
What you get Cash incentive of ₹5,000 in three installments.
What it actually costs you Registration at the local Anganwadi center.
Common gotcha Must link bank account with Aadhaar for direct transfer.
Staying updated on new farming techniques and accessing government support.
Kisan Call Center किसान कॉल सेंटर national · Ministry of Agriculture and Farmers Welfare
Who qualifies Any farmer.
What you get Expert advice on crop issues in local languages via 1800-180-1551.
What it actually costs you Free of cost.
Common gotcha Call volume is high; keep your specific crop query ready.
Krishi Vigyan Kendra कृषि विज्ञान केंद्र national · ICAR
Who qualifies Farmers in the district.
What you get Training, demonstration of new varieties, and soil testing.
What it actually costs you Free training, though some materials may have a nominal cost.
Common gotcha Often underutilized; check their notice board for training dates.
AGMARKNET national · Ministry of Agriculture and Farmers Welfare
Who qualifies Farmers tracking market prices.
What you get Daily market prices of crops across different mandis.
What it actually costs you Free access.
Common gotcha Data is only as good as the mandi's daily reporting.
MyGov Farmer Portal national · Ministry of Electronics and IT
Who qualifies All citizens.
What you get Access to government news, schemes, and feedback channels.
What it actually costs you Registration with mobile number.
Common gotcha Information is broad; filter by 'Agriculture' tag.
Farmer Portal national · Ministry of Agriculture and Farmers Welfare
Who qualifies All farmers.
What you get Centralized information on all government schemes and advisories.
What it actually costs you Free access.
Common gotcha The portal is a directory; you still need to apply via specific scheme portals.
mKisan SMS Portal national · Ministry of Agriculture and Farmers Welfare
Who qualifies Registered farmers.
What you get SMS alerts on weather, market prices, and farming tips.
What it actually costs you Registration on the mKisan portal.
Common gotcha Ensure your mobile number is updated with the local agriculture office.
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