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Girish

Girish

Coach

IndiaHindi (हिन्दी)₹ INR

Girish is a dedicated sports coach working with young athletes across India, balancing his own financial planning with the need to guide his students toward government support. He navigates a mix of national sports promotion schemes, personal tax filings, and digital identity portals to keep his career and his trainees on track. This hub covers the essential national-level schemes he interacts with daily, with state-specific support detailed in the regional sections.

National — applies everywhere in India

Helping my athletes shine

These schemes provide the funding and infrastructure my students need to compete at national and international levels.

Target Olympic Podium Scheme (TOPS)

लक्ष्य ओलंपिक पोडियम योजना

national · Ministry of Youth Affairs and Sports

Who qualifies
Elite athletes identified as potential medal winners for Olympics/Paralympics.
What you get
Financial assistance for training, equipment, and international exposure.
What it actually costs you
Strict performance criteria and regular progress reporting.
Common gotcha
Selection is highly competitive and based on current world rankings.

Khelo India Talent Development Scheme

खेलो इंडिया

national · Sports Authority of India

Who qualifies
Talented young athletes selected through Khelo India games.
What you get
Annual financial assistance of ₹6.28 lakh for training and support.
What it actually costs you
Must maintain high performance and undergo periodic medical tests.
Common gotcha
Only athletes in identified disciplines are eligible.

SAI Training Centres (STC)

national · Sports Authority of India

Who qualifies
Young athletes aged 12-18 showing high potential.
What you get
Free coaching, boarding, lodging, and sports kit.
What it actually costs you
Rigorous selection trials held annually.
Common gotcha
Limited seats per discipline; high competition during trials.

National Sports Development Fund (NSDF)

national · Ministry of Youth Affairs and Sports

Who qualifies
Athletes needing specific financial support for training or equipment.
What you get
Grants for specialized training and international competition participation.
What it actually costs you
Detailed proposal submission and proof of financial need.
Common gotcha
Approval process can be slow; requires strong documentation.

Pandit De Dayal Upadhyay National Welfare Fund for Sportspersons

national · Ministry of Youth Affairs and Sports

Who qualifies
Sportspersons facing financial hardship due to injury or retirement.
What you get
Lump sum financial assistance for medical treatment or livelihood.
What it actually costs you
Medical reports and proof of financial distress.
Common gotcha
Not for active training costs; strictly for welfare.

Fit India Movement

फिट इंडिया

national · Ministry of Youth Affairs and Sports

Who qualifies
Open to all citizens and institutions.
What you get
Access to fitness programs, certifications, and community events.
What it actually costs you
Registration on the portal and active participation.
Common gotcha
Often mistaken for a cash-grant scheme; it is primarily awareness-based.

Managing my own finances

As a coach, I need to keep my tax filings and savings in order to ensure long-term stability.

Income Tax E-Filing

national · Income Tax Department

Who qualifies
Every earning individual in India.
What you get
Compliance with law and potential tax refunds.
What it actually costs you
PAN card, Aadhaar, and bank statements.
Common gotcha
Missing the July 31st deadline leads to late fees.

Employees' Provident Fund (EPF)

national · EPFO

Who qualifies
Salaried employees in registered establishments.
What you get
Retirement savings and interest.
What it actually costs you
UAN activation and KYC linkage.
Common gotcha
UAN must be linked to Aadhaar for withdrawals.

PM Shram Yogi Maandhan

national · Ministry of Labour and Employment

Who qualifies
Unorganized workers aged 18-40 with income below ₹15,000.
What you get
Monthly pension of ₹3,000 after age 60.
What it actually costs you
Small monthly contribution based on age.
Common gotcha
Cannot join if already covered under NPS or EPFO.

Sukanya Samriddhi Yojana

सुकन्या समृद्धि योजना

national · Ministry of Finance

Who qualifies
Parents of girl children under 10 years.
What you get
High-interest savings for daughter's education/marriage.
What it actually costs you
Minimum deposit of ₹250 per year.
Common gotcha
Account can only be opened for up to two daughters.

National Pension System (NPS)

national · PFRDA

Who qualifies
Citizens aged 18-70.
What you get
Market-linked retirement corpus.
What it actually costs you
Annual maintenance charges and investment amounts.
Common gotcha
Withdrawal restrictions before age 60.

Public Provident Fund (PPF)

national · Ministry of Finance

Who qualifies
Any resident Indian.
What you get
Tax-free interest on long-term savings.
What it actually costs you
15-year lock-in period.
Common gotcha
Cannot close the account before 15 years except in emergencies.

When someone gets sick

Medical emergencies can wipe out a coach's savings, so I rely on these national health nets.

Ayushman Bharat PM-JAY

आयुष्मान भारत

national · National Health Authority

Who qualifies
Economically vulnerable families identified by SECC data.
What you get
₹5 lakh annual health cover per family.
What it actually costs you
Aadhaar card and verification at empanelled hospitals.
Common gotcha
Check if your specific hospital is empanelled before admission.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

national · Department of Pharmaceuticals

Who qualifies
All citizens.
What you get
Generic medicines at 50-90% lower prices.
What it actually costs you
Just finding a local Janaushadhi Kendra.
Common gotcha
Some brands may not be available; always ask for the generic salt name.

ESIC Medical Benefits

national · ESIC

Who qualifies
Insured employees in factories/establishments.
What you get
Full medical care for self and family.
What it actually costs you
Monthly contribution deducted from salary.
Common gotcha
Only works at ESIC-affiliated hospitals/dispensaries.

Central Government Health Scheme (CGHS)

national · Ministry of Health and Family Welfare

Who qualifies
Central government employees and pensioners.
What you get
Comprehensive healthcare at CGHS wellness centres.
What it actually costs you
Monthly contribution based on grade pay.
Common gotcha
Requires a valid CGHS card for all services.

National Health Mission (NHM)

national · Ministry of Health and Family Welfare

Who qualifies
All citizens, especially in rural areas.
What you get
Free primary health services at public health centres.
What it actually costs you
Zero cost, but quality varies by location.
Common gotcha
Often crowded; long wait times are standard.

Rashtriya Bal Swasthya Karyakram (RBSK)

national · Ministry of Health and Family Welfare

Who qualifies
Children aged 0-18.
What you get
Free screening and treatment for 4Ds (Defects, Deficiencies, Diseases, Developmental delays).
What it actually costs you
School-based screening or local health camp.
Common gotcha
Focus is on early detection; follow-up is essential.

My digital life and ID

Everything in India runs on these digital keys; without them, I cannot access any benefits.

Aadhaar / UIDAI

national · UIDAI

Who qualifies
All residents of India.
What you get
Universal digital identity.
What it actually costs you
Biometric update fees (nominal).
Common gotcha
Keep your mobile number updated; most services require OTP.

DigiLocker

national · MeitY

Who qualifies
All citizens with Aadhaar.
What you get
Digital storage for driving license, marksheets, and certificates.
What it actually costs you
Free; requires mobile verification.
Common gotcha
Documents in DigiLocker are legally equivalent to originals.

PAN Card

national · Income Tax Department

Who qualifies
Any person earning income or conducting financial transactions.
What you get
Tax identity and financial tracking.
What it actually costs you
Application fee around ₹100.
Common gotcha
PAN must be linked to Aadhaar to avoid penalty.

Passport Seva

national · Ministry of External Affairs

Who qualifies
Citizens of India.
What you get
International travel document.
What it actually costs you
Application fee (approx ₹1500) and police verification.
Common gotcha
Address proof must be current and verifiable.

Voter ID (EPIC)

national · Election Commission of India

Who qualifies
Citizens aged 18+.
What you get
Right to vote.
What it actually costs you
Free; requires proof of residence.
Common gotcha
Name must match exactly on all documents.

UMANG App

national · MeitY

Who qualifies
All citizens.
What you get
Single window for all government services.
What it actually costs you
Free; requires smartphone.
Common gotcha
Not all services are fully functional; check individual department links.