← All India hubs Fisherman
India Hindi (हिन्दी) ₹ INR
Kabir is a traditional fisherman living along the Indian coastline, constantly balancing the risks of the open sea with the need to provide for his family. This hub covers the essential national support systems, from fuel subsidies to insurance, that help him stay afloat during the lean fishing seasons.
National All India 24 Andaman and Nicobar Islands AN 7 Andhra Pradesh AP 5 Arunachal Pradesh AR 5 Assam AS 7 Bihar BR 7 Chhattisgarh CG 7 Chandigarh CH 6 Delhi DL 5 Dadra and Nagar Haveli and Daman and Diu DN 7 Goa GA 5 Gujarat GJ 7 Himachal Pradesh HP 6 Haryana HR 6 Jharkhand JH 4 Jammu and Kashmir JK 6 Karnataka KA 8 Kerala KL 7 Ladakh LA 7 Lakshadweep LD 7 Maharashtra MH 6 Meghalaya ML 7 Manipur MN 6 Madhya Pradesh MP 7 Mizoram MZ 7 Nagaland NL 7 Odisha OD 8 Punjab PB 5 Puducherry PY 5 Rajasthan RJ 7 Sikkim SK 7 Tamil Nadu TN 6 Tripura TR 7 Telangana TS 5 Uttarakhand UK 7 Uttar Pradesh UP 6 West Bengal WB 6 The cost of engine fuel and net maintenance is my biggest daily expense.
Pradhan Mantri Matsya Sampada Yojana - Vessel Upgradation प्रधानमंत्री मत्स्य संपदा योजना national · Department of Fisheries
Who qualifies Registered traditional fishers owning small motorized boats.
What you get Financial assistance for replacing old engines and installing safety equipment.
What it actually costs you Requires valid boat registration and proof of ownership; 40% beneficiary contribution.
Common gotcha The subsidy is often delayed; ensure your boat registration is renewed before applying.
HSD Oil Subsidy for Fishing Vessels national · Ministry of Fisheries, Animal Husbandry and Dairying
Who qualifies Small-scale fishers operating motorized boats.
What you get Reimbursement on high-speed diesel costs during the fishing season.
What it actually costs you Requires submission of monthly fuel bills and logbooks.
Common gotcha Direct Benefit Transfer (DBT) requires your Aadhaar to be linked to your bank account.
Assistance for Fishing Gear national · National Fisheries Development Board
Who qualifies Active fishers holding a valid identity card.
What you get Partial cost coverage for purchasing new nylon nets and safety gear.
What it actually costs you Requires a recommendation from the local fisheries cooperative.
Common gotcha Only specific types of eco-friendly nets are eligible for the subsidy.
Cold Storage and Ice Plant Subsidy national · NFDB
Who qualifies Fishermen cooperatives or individual fishers with storage needs.
What you get Subsidies for small-scale ice boxes and insulated transport vehicles.
What it actually costs you Project report and land/space proof required.
Common gotcha Often requires forming a group or cooperative to get the full grant.
Safety and Navigation Equipment Subsidy national · Department of Fisheries
Who qualifies Fishers venturing into deep sea areas.
What you get Subsidized GPS devices, distress alert transmitters, and life jackets.
What it actually costs you Requires training certificate provided by the department.
Common gotcha Equipment maintenance is the user's responsibility after the warranty period.
Group Accident Insurance for Fishers national · Department of Fisheries
Who qualifies All registered active fishers.
What you get Insurance cover of ₹5 lakh in case of accidental death or permanent disability.
What it actually costs you Nominal annual premium, usually deducted from welfare funds.
Common gotcha Must ensure your name is on the state-level active fisher list. When I am at sea, my family needs access to healthcare and basic rations.
Ayushman Bharat - PMJAY आयुष्मान भारत national · National Health Authority
Who qualifies Low-income families identified in the SECC database.
What you get ₹5 lakh annual health cover for secondary and tertiary hospitalization.
What it actually costs you Aadhaar card and ration card; no cost for the card itself.
Common gotcha Check if your local hospital is empanelled before going for treatment.
Public Distribution System (PDS) राशन कार्ड national · Ministry of Consumer Affairs
Who qualifies BPL or Antyodaya card holders.
What you get Subsidized rice, wheat, and sugar.
What it actually costs you Biometric authentication at the ration shop.
Common gotcha Ration cards must be linked to Aadhaar to prevent deletion.
Pradhan Mantri Awas Yojana (Gramin) प्रधानमंत्री आवास योजना national · Ministry of Rural Development
Who qualifies Homeless families or those living in kutcha houses.
What you get Financial assistance to build a permanent pucca house.
What it actually costs you Land ownership proof and verification by local panchayat.
Common gotcha Payments are released in installments based on construction progress.
Pradhan Mantri Ujjwala Yojana प्रधानमंत्री उज्ज्वला योजना national · Ministry of Petroleum and Natural Gas
Who qualifies Women from BPL households without LPG connections.
What you get Free LPG connection and first cylinder.
What it actually costs you KYC documents and bank account details.
Common gotcha Refilling the cylinder still costs money; subsidies are credited to the bank.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Ministry of Finance
Who qualifies Bank account holders aged 18-70.
What you get Accidental death or disability cover of ₹2 lakh.
What it actually costs you ₹20 annual premium auto-debited from bank account.
Common gotcha Must renew annually if not set to auto-debit.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Ministry of Finance
Who qualifies Bank account holders aged 18-50.
What you get Life insurance cover of ₹2 lakh.
What it actually costs you ₹436 annual premium.
Common gotcha Only covers death, not disability. The sea is unpredictable; I need a safety net for when I cannot fish.
Kisan Credit Card (KCC) for Fisheries किसान क्रेडिट कार्ड national · Department of Fisheries / Banks
Who qualifies Active fishers with a bank account.
What you get Short-term credit for working capital at low interest rates.
What it actually costs you Land/boat mortgage or collateral-free up to ₹1.6 lakh.
Common gotcha Banks often push back on giving KCC to fishers; keep your registration handy.
Pradhan Mantri Shram Yogi Maan-dhan प्रधानमंत्री श्रम योगी मान-धन national · Ministry of Labour and Employment
Who qualifies Unorganized workers aged 18-40.
What you get Monthly pension of ₹3,000 after age 60.
What it actually costs you Monthly contribution based on age.
Common gotcha If you stop paying, the accumulated corpus is returned with interest.
e-Shram Portal Registration ई-श्रम national · Ministry of Labour and Employment
Who qualifies Any unorganized worker.
What you get Digital identity card for access to social security schemes.
What it actually costs you Aadhaar and mobile number.
Common gotcha Keep your mobile number updated with Aadhaar for OTP verification.
PM SVANidhi Scheme पीएम स्वनिधि national · Ministry of Housing and Urban Affairs
Who qualifies Street vendors and small fish sellers.
What you get Collateral-free working capital loan up to ₹50,000.
What it actually costs you Letter of recommendation from local urban body.
Common gotcha Only for those selling fish in urban/peri-urban areas.
PMMY Mudra Loan मुद्रा लोन national · Department of Financial Services
Who qualifies Small entrepreneurs.
What you get Loans up to ₹10 lakh for business expansion.
What it actually costs you Business plan and bank documentation.
Common gotcha Banks require a clear business proposal for amounts over ₹50,000.
Atal Pension Yojana अटल पेंशन योजना national · PFRDA
Who qualifies Bank account holders aged 18-40.
What you get Guaranteed monthly pension of ₹1,000 to ₹5,000.
What it actually costs you Monthly contribution via auto-debit.
Common gotcha The pension amount depends on your contribution start age.
Without these papers, I cannot access any government benefits.
Aadhaar Enrollment आधार कार्ड national · UIDAI
Who qualifies All Indian residents.
What you get Unique identity for all government services.
What it actually costs you Free for first enrollment; small fee for updates.
Common gotcha Ensure name, date of birth, and gender match across all documents.
Voter ID (EPIC) मतदाता पहचान पत्र national · Election Commission of India
Who qualifies Citizens over 18.
What you get Right to vote and valid identity proof.
What it actually costs you Proof of residence and age.
Common gotcha Name must be on the electoral roll of your constituency.
PAN Card पैन कार्ड national · Income Tax Department
Who qualifies Any citizen.
What you get Tax identity for bank accounts and loans.
What it actually costs you Small processing fee.
Common gotcha Mandatory for any bank transaction over ₹50,000.
Biometric Identity Card for Fishers national · Department of Fisheries
Who qualifies Registered marine fishers.
What you get Official status as a fisher for subsidy eligibility.
What it actually costs you Verification by local fisheries office.
Common gotcha Keep it laminated; it is your primary proof at sea.
Caste Certificate जाति प्रमाण पत्र national · State Revenue Department
Who qualifies Reserved category individuals.
What you get Access to reservation in education and jobs.
What it actually costs you Affidavits and local witness verification.
Common gotcha Often needs renewal or re-verification for central schemes.
Income Certificate आय प्रमाण पत्र national · State Revenue Department
Who qualifies Low-income families.
What you get Proof of poverty for scholarship and subsidy eligibility.
What it actually costs you Self-declaration and local officer report.
Common gotcha Valid for only one year; renew annually.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
