← All India hubs Pastor
India Hindi (हिन्दी) ₹ INR
Karan is a dedicated community pastor serving in a small urban congregation, balancing his spiritual duties with the administrative needs of his church and family. This hub covers the essential national-level resources, legal frameworks, and support systems he navigates, from managing church finances to personal welfare.
National All India 24 Andaman and Nicobar Islands AN 8 Andhra Pradesh AP 5 Arunachal Pradesh AR 8 Assam AS 6 Bihar BR 7 Chhattisgarh CG 7 Chandigarh CH 8 Delhi DL 6 Dadra and Nagar Haveli and Daman and Diu DN 6 Goa GA 7 Gujarat GJ 6 Himachal Pradesh HP 8 Haryana HR 7 Jharkhand JH 6 Jammu and Kashmir JK 7 Karnataka KA 6 Kerala KL 7 Ladakh LA 6 Lakshadweep LD 8 Maharashtra MH 6 Meghalaya ML 8 Manipur MN 7 Madhya Pradesh MP 6 Mizoram MZ 6 Nagaland NL 8 Odisha OD 7 Punjab PB 6 Puducherry PY 7 Rajasthan RJ 6 Sikkim SK 5 Tamil Nadu TN 6 Tripura TR 5 Telangana TS 7 Uttarakhand UK 6 Uttar Pradesh UP 7 West Bengal WB 6 Ensuring the church stays compliant with national laws and tax regulations is vital for its continued operation.
Foreign Contribution (Regulation) Act Registration विदेशी अंशदान (विनियमन) अधिनियम national · Ministry of Home Affairs
Who qualifies NGOs and religious organizations receiving foreign donations.
What you get Legal authorization to receive funds from overseas.
What it actually costs you Strict annual audit filings and complex documentation.
Common gotcha Renewal is mandatory every 5 years and is heavily scrutinized.
Section 12A/12AB Registration national · Income Tax Department
Who qualifies Charitable and religious trusts.
What you get Exemption from income tax on funds used for religious/charitable purposes.
What it actually costs you Detailed financial reporting and proof of charitable activity.
Common gotcha Failure to re-register under the new 12AB regime leads to loss of exemption.
NGO Darpan Portal national · NITI Aayog
Who qualifies All voluntary organizations seeking government grants.
What you get A unique ID required for all government-related interactions.
What it actually costs you Online registration with PAN and Aadhar of office bearers.
Common gotcha Keep your contact details updated to avoid blacklisting.
Permanent Account Number (PAN) for Trusts national · Income Tax Department
Who qualifies Every church trust or society.
What you get Tax identity for banking and financial transactions.
What it actually costs you Standard application fee of ₹110.
Common gotcha The name on the PAN must match the Trust Deed exactly.
Societies Registration Act Compliance national · Ministry of Corporate Affairs
Who qualifies Churches registered as societies.
What you get Legal status as a corporate entity.
What it actually costs you Annual filing of list of governing body members.
Common gotcha Missing an annual filing can lead to the society being struck off.
GST Registration for Religious Trusts national · CBIC
Who qualifies Trusts with annual turnover exceeding ₹20 lakhs.
What you get Input tax credit on purchases for the trust.
What it actually costs you Monthly/Quarterly filing of returns.
Common gotcha Donations are generally exempt, but commercial activities (like renting halls) are taxable. Access to affordable healthcare and social security for my immediate family.
Ayushman Bharat PM-JAY आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना national · National Health Authority
Who qualifies Low-income households identified by SECC data.
What you get ₹5 lakh annual health cover per family.
What it actually costs you Aadhar card and family verification.
Common gotcha Check if your local hospital is empanelled before admission.
National Pension System राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Any Indian citizen aged 18-70.
What you get Long-term retirement corpus with tax benefits.
What it actually costs you Minimum annual contribution of ₹1,000.
Common gotcha It is a market-linked product; returns are not guaranteed.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-70.
What you get ₹2 lakh accidental death/disability cover.
What it actually costs you ₹20 annual premium auto-debited from bank.
Common gotcha Must renew every June 1st if not set to auto-debit.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-50.
What you get ₹2 lakh life insurance cover.
What it actually costs you ₹436 annual premium.
Common gotcha Only covers death; does not provide maturity benefits.
Voluntary Provident Fund national · EPFO
Who qualifies Individuals with existing EPF accounts.
What you get Tax-free interest on voluntary savings.
What it actually costs you Requires employer cooperation to deduct.
Common gotcha Interest is only tax-free up to ₹2.5 lakh annual contribution.
Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना national · Ministry of Finance
Who qualifies Parents of a girl child under 10.
What you get High-interest savings for daughter's education/marriage.
What it actually costs you Minimum ₹250 deposit per year.
Common gotcha Account matures only when the girl turns 21. Helping bright students in my congregation access financial aid for their studies.
National Scholarship Portal राष्ट्रीय छात्रवृत्ति पोर्टल national · Ministry of Electronics and IT
Who qualifies Students from minority and low-income groups.
What you get Direct Benefit Transfer (DBT) of scholarship funds.
What it actually costs you Income certificate and school bonafide certificate.
Common gotcha Deadlines are strict; missing them means waiting a full year.
Begum Hazrat Mahal National Scholarship national · Ministry of Minority Affairs
Who qualifies Minority girl students in classes 9-12.
What you get Financial aid for school fees and books.
What it actually costs you Aadhar-linked bank account.
Common gotcha Must maintain 50% marks in previous exams.
Post-Matric Scholarship for Minorities national · Ministry of Minority Affairs
Who qualifies Minority students pursuing higher education.
What you get Reimbursement of tuition and maintenance allowance.
What it actually costs you Income certificate showing family income < ₹2 lakh.
Common gotcha Aadhar authentication is mandatory for all applicants.
Merit-cum-Means Scholarship national · Ministry of Minority Affairs
Who qualifies Minority students in technical/professional courses.
What you get Up to ₹20,000 per year for course fees.
What it actually costs you Proof of admission to a recognized professional college.
Common gotcha Only for specific professional/technical degrees.
Vidya Lakshmi Portal national · Department of Financial Services
Who qualifies Students seeking educational loans.
What you get Single-window access to multiple bank loan schemes.
What it actually costs you Standard loan application documentation.
Common gotcha Collateral requirements vary by bank and loan amount.
AICTE Pragati Scholarship national · AICTE
Who qualifies Girl students in degree/diploma technical courses.
What you get ₹50,000 per annum for tuition and books.
What it actually costs you Admission letter from AICTE-approved college.
Common gotcha Only for the first year of admission. Essential digital tools for banking, identity, and personal administration.
Aadhaar Card आधार national · UIDAI
Who qualifies Every Indian resident.
What you get Universal digital identity.
What it actually costs you Biometric enrollment at a center.
Common gotcha Keep your mobile number updated in the system.
DigiLocker national · MeitY
Who qualifies Anyone with an Aadhaar card.
What you get Digital storage for all government documents.
What it actually costs you Free; requires smartphone.
Common gotcha Documents in DigiLocker are legally equivalent to originals.
Unified Payments Interface (UPI) national · NPCI
Who qualifies Anyone with a bank account and phone.
What you get Instant, zero-cost money transfers.
What it actually costs you Smartphone and internet connection.
Common gotcha Never share your UPI PIN with anyone.
e-Filing Portal national · Income Tax Department
Who qualifies All individuals/entities with taxable income.
What you get Platform for tax returns and refunds.
What it actually costs you Time to prepare financial statements.
Common gotcha Verify your ITR within 30 days of filing.
UMANG App national · MeitY
Who qualifies All citizens.
What you get Access to hundreds of government services in one app.
What it actually costs you Free download.
Common gotcha Some services still require physical verification.
Post Office Savings Schemes national · India Post
Who qualifies Any citizen.
What you get Safe, government-backed interest on savings.
What it actually costs you Visit to local post office.
Common gotcha Interest rates are revised quarterly.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
