← All India hubs HR Manager
India Hindi (हिन्दी) ₹ INR
Komal is a busy HR Manager in a mid-sized firm, constantly balancing employee compliance, tax filings, and her own personal financial planning. She navigates the intersection of corporate policy and government mandates daily, ensuring both her company and her family stay ahead of the curve.
National All India 24 Andaman and Nicobar Islands AN 7 Andhra Pradesh AP 4 Arunachal Pradesh AR 7 Assam AS 6 Bihar BR 5 Chhattisgarh CG 6 Chandigarh CH 6 Delhi DL 6 Dadra and Nagar Haveli and Daman and Diu DN 5 Goa GA 5 Gujarat GJ 5 Himachal Pradesh HP 6 Haryana HR 6 Jharkhand JH 7 Jammu and Kashmir JK 6 Karnataka KA 6 Kerala KL 5 Ladakh LA 8 Lakshadweep LD 8 Maharashtra MH 6 Meghalaya ML 5 Manipur MN 5 Madhya Pradesh MP 6 Mizoram MZ 6 Nagaland NL 8 Odisha OD 6 Punjab PB 5 Puducherry PY 5 Rajasthan RJ 5 Sikkim SK 7 Tamil Nadu TN 6 Tripura TR 5 Telangana TS 7 Uttarakhand UK 7 Uttar Pradesh UP 5 West Bengal WB 6 Essential for managing personal wealth and ensuring professional compliance with statutory requirements.
Income Tax e-Filing Portal आयकर ई-फाइलिंग national · Income Tax Department
Who qualifies Any individual with taxable income in India.
What you get Compliance with tax laws and potential tax refunds.
What it actually costs you PAN card, Aadhaar, Form 16, and time to reconcile data.
Common gotcha Mismatch between Form 26AS and your actual TDS deductions.
EPFO Unified Member Portal ईपीएफओ सदस्य पोर्टल national · Employees' Provident Fund Organisation
Who qualifies Salaried employees in covered establishments.
What you get Retirement savings and access to partial withdrawals.
What it actually costs you UAN activation and linked mobile number.
Common gotcha KYC mismatch between Aadhaar and EPFO records.
DigiLocker डिजिलॉकर national · Ministry of Electronics and IT
Who qualifies Any Indian citizen with an Aadhaar card.
What you get Digital storage for driving license, PAN, and academic certificates.
What it actually costs you Aadhaar-linked mobile number for OTP verification.
Common gotcha Not all legacy documents are available digitally.
National Pension System (NPS) राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Citizens aged 18-70.
What you get Market-linked retirement corpus with tax benefits under 80CCD(1B).
What it actually costs you Annual maintenance charges and investment amount.
Common gotcha Lock-in period until age 60 for the majority of the corpus.
Public Provident Fund (PPF) सार्वजनिक भविष्य निधि national · Ministry of Finance
Who qualifies Any Indian resident.
What you get Tax-free interest and EEE tax status.
What it actually costs you Minimum ₹500 annual deposit; 15-year lock-in.
Common gotcha Cannot close the account before 15 years except in specific emergencies.
MyAadhaar Portal माई आधार national · UIDAI
Who qualifies All residents of India.
What you get Identity verification and demographic updates.
What it actually costs you Small fee for physical updates at centers.
Common gotcha Outdated mobile number prevents all online services. Managing medical expenses and ensuring access to quality healthcare for aging parents.
ABHA (Ayushman Bharat Health Account) आयुष्मान भारत स्वास्थ्य खाता national · National Health Authority
Who qualifies Any Indian citizen.
What you get Unified digital health record storage.
What it actually costs you Aadhaar or driving license for registration.
Common gotcha Not all private hospitals are integrated yet.
Pradhan Mantri Jan Arogya Yojana प्रधानमंत्री जन आरोग्य योजना national · National Health Authority
Who qualifies Low-income families identified by SECC data.
What you get ₹5 lakh annual health cover per family.
What it actually costs you Eligibility check via portal.
Common gotcha Often confused with general health insurance; check if your family is listed.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana प्रधानमंत्री भारतीय जन औषधि परियोजना national · Department of Pharmaceuticals
Who qualifies General public.
What you get Quality generic medicines at 50-90% lower prices.
What it actually costs you Finding a local Kendra.
Common gotcha Availability of specific brands can be inconsistent.
Central Government Health Scheme (CGHS) केंद्रीय सरकार स्वास्थ्य योजना national · Ministry of Health and Family Welfare
Who qualifies Central government employees and pensioners.
What you get Comprehensive medical care at empanelled hospitals.
What it actually costs you Monthly contribution based on grade pay.
Common gotcha Referral process for specialists can be tedious.
ESIC Medical Benefits ईएसआईसी चिकित्सा लाभ national · Employees' State Insurance Corporation
Who qualifies Employees earning up to ₹21,000/month.
What you get Full medical care for self and dependents.
What it actually costs you Employer/Employee contribution deducted from salary.
Common gotcha Limited to ESI hospitals/dispensaries.
NOTTO (National Organ and Tissue Transplant Organization) राष्ट्रीय अंग और ऊतक प्रत्यारोपण संगठन national · Ministry of Health and Family Welfare
Who qualifies Any citizen willing to register as an organ donor.
What you get Official organ donor registration.
What it actually costs you Online registration process.
Common gotcha Family consent is still required at the time of death. Managing business travel for work and personal family vacations efficiently.
IRCTC Rail Connect आईआरसीटीसी national · Indian Railways
Who qualifies General public.
What you get Train ticket booking and PNR status.
What it actually costs you Account registration and convenience fees.
Common gotcha Tatkal tickets sell out in seconds.
Passport Seva पासपोर्ट सेवा national · Ministry of External Affairs
Who qualifies Indian citizens.
What you get Passport issuance and renewal.
What it actually costs you Application fee and police verification.
Common gotcha Appointment slots are often booked weeks in advance.
FASTag फास्टैग national · NHAI
Who qualifies Vehicle owners.
What you get Electronic toll collection.
What it actually costs you Issuance fee and security deposit.
Common gotcha Low balance leads to double toll charges.
VAHAN Portal वाहन पोर्टल national · Ministry of Road Transport and Highways
Who qualifies Vehicle owners.
What you get Vehicle registration details and tax payments.
What it actually costs you Registration/Tax fees.
Common gotcha Transfer of ownership requires physical RTO visit.
SARATHI Driving License सारथी ड्राइविंग लाइसेंस national · Ministry of Road Transport and Highways
Who qualifies Drivers.
What you get Driving license application and renewal.
What it actually costs you Test fees and documentation.
Common gotcha Driving test slots are hard to get.
AirSewa एयरसेवा national · Ministry of Civil Aviation
Who qualifies Air travelers.
What you get Grievance redressal for flight issues.
What it actually costs you Free to use.
Common gotcha Not a substitute for airline customer support. HR requires staying updated; also planning for children's future education costs.
SWAYAM स्वयं national · Ministry of Education
Who qualifies Anyone seeking online courses.
What you get Free access to high-quality academic courses.
What it actually costs you Time and effort; small fee for certification.
Common gotcha Courses are semester-based, not on-demand.
Vidya Lakshmi Portal विद्या लक्ष्मी पोर्टल national · Department of Financial Services
Who qualifies Students seeking education loans.
What you get Single window for education loan applications.
What it actually costs you Documentation required by banks.
Common gotcha Banks still require physical verification.
National Scholarship Portal (NSP) राष्ट्रीय छात्रवृत्ति पोर्टल national · Ministry of Electronics and IT
Who qualifies Students based on merit and category.
What you get Direct Benefit Transfer of scholarship funds.
What it actually costs you Income and caste certificates.
Common gotcha Strict application deadlines.
NPTEL एनपीटीईएल national · IITs and IISc
Who qualifies Professionals and students.
What you get Technical certification from IITs.
What it actually costs you Exam registration fee.
Common gotcha Exams are held at specific centers.
Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना national · Ministry of Finance
Who qualifies Parents of girl children under 10.
What you get High-interest savings for daughter's education/marriage.
What it actually costs you Annual deposit requirements.
Common gotcha Withdrawal restricted until age 18.
Skill India Digital स्किल इंडिया डिजिटल national · Ministry of Skill Development
Who qualifies Anyone looking to upskill.
What you get Vocational training and certification.
What it actually costs you Time commitment.
Common gotcha Quality varies by training partner.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
