← All India hubs Firefighter
India Hindi (हिन्दी) ₹ INR
Kunal is a dedicated firefighter serving in the municipal fire services, balancing the physical demands of emergency response with the financial needs of his young family. This hub covers the central government benefits, insurance protections, and administrative portals he relies on to secure his future and manage his household.
National All India 24 Andaman and Nicobar Islands AN 7 Andhra Pradesh AP 6 Arunachal Pradesh AR 7 Assam AS 6 Bihar BR 6 Chhattisgarh CG 8 Chandigarh CH 6 Delhi DL 6 Dadra and Nagar Haveli and Daman and Diu DN 6 Goa GA 6 Gujarat GJ 6 Himachal Pradesh HP 7 Haryana HR 7 Jharkhand JH 6 Jammu and Kashmir JK 5 Karnataka KA 6 Kerala KL 5 Ladakh LA 6 Lakshadweep LD 7 Maharashtra MH 6 Meghalaya ML 8 Manipur MN 7 Madhya Pradesh MP 6 Mizoram MZ 6 Nagaland NL 8 Odisha OD 6 Punjab PB 7 Puducherry PY 5 Rajasthan RJ 5 Sikkim SK 6 Tamil Nadu TN 5 Tripura TR 6 Telangana TS 7 Uttarakhand UK 7 Uttar Pradesh UP 5 West Bengal WB 5 Ensuring long-term savings and pension security for my retirement and my family's stability.
National Pension System राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Any Indian citizen aged 18-70.
What you get Market-linked pension corpus with tax benefits under 80CCD.
What it actually costs you Minimal account opening fee; requires regular contributions.
Common gotcha Lock-in period until age 60; partial withdrawals are restricted.
Public Provident Fund लोक भविष्य निधि national · Ministry of Finance
Who qualifies Any Indian resident individual.
What you get Tax-free interest income with a 15-year maturity.
What it actually costs you Minimum ₹500 annual deposit.
Common gotcha 15-year lock-in is strict; only partial withdrawals allowed after 7 years.
Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना national · Ministry of Women and Child Development
Who qualifies Parents of a girl child under 10 years old.
What you get High-interest savings for daughter's education and marriage.
What it actually costs you Minimum ₹250 annual deposit.
Common gotcha Only for two daughters per family (with exceptions for twins).
Employees' Provident Fund कर्मचारी भविष्य निधि national · EPFO
Who qualifies Salaried employees in establishments with 20+ staff.
What you get Mandatory savings and employer-matched contributions.
What it actually costs you 12% of basic salary deducted monthly.
Common gotcha UAN activation is mandatory for online withdrawals.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-50.
What you get ₹2 lakh life insurance cover.
What it actually costs you ₹436 annual premium deducted automatically.
Common gotcha Coverage starts only after a 30-day lien period.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-70.
What you get ₹2 lakh for accidental death or permanent disability.
What it actually costs you ₹20 annual premium.
Common gotcha Does not cover natural death. Accessing affordable medical care and insurance for my dependents.
Ayushman Bharat - PMJAY आयुष्मान भारत national · National Health Authority
Who qualifies Economically vulnerable families identified by SECC data.
What you get ₹5 lakh annual health cover per family.
What it actually costs you Free; requires Aadhaar-linked e-KYC.
Common gotcha Only works in empanelled hospitals.
Central Government Health Scheme केंद्रीय सरकार स्वास्थ्य योजना national · Ministry of Health and Family Welfare
Who qualifies Central government employees and pensioners.
What you get Comprehensive medical care at CGHS wellness centers.
What it actually costs you Monthly contribution based on salary grade.
Common gotcha Requires valid CGHS card for every family member.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana प्रधानमंत्री भारतीय जन औषधि परियोजना national · Department of Pharmaceuticals
Who qualifies All citizens.
What you get Generic medicines at 50-90% lower prices.
What it actually costs you Prescription required; visit any Jan Aushadhi Kendra.
Common gotcha Stock availability varies by store location.
Employees' State Insurance Corporation कर्मचारी राज्य बीमा निगम national · Ministry of Labour and Employment
Who qualifies Employees in factories/establishments earning < ₹21k.
What you get Full medical care and cash benefits during sickness.
What it actually costs you 0.75% of wages.
Common gotcha Registration is the employer's responsibility.
ABHA Health Account आयुष्मान भारत स्वास्थ्य खाता national · National Health Authority
Who qualifies All citizens.
What you get Digitized medical records and history.
What it actually costs you Free; requires Aadhaar/Driving License.
Common gotcha Linking records from different hospitals is manual.
National Programme for Prevention of Cancer, Diabetes, CVD and Stroke राष्ट्रीय गैर-संचारी रोग कार्यक्रम national · Ministry of Health and Family Welfare
Who qualifies Adults over 30.
What you get Free screening for lifestyle diseases.
What it actually costs you Visit your local Primary Health Centre (PHC).
Common gotcha Often requires multiple follow-up visits. Maintaining the essential IDs required for work and government services.
Aadhaar आधार national · UIDAI
Who qualifies All residents of India.
What you get Universal digital identity.
What it actually costs you Free for first enrollment; small fee for updates.
Common gotcha Mobile number must be linked for OTP-based services.
Permanent Account Number स्थायी खाता संख्या national · Income Tax Department
Who qualifies All taxpayers.
What you get Tax identity and financial transaction tracking.
What it actually costs you Nominal fee for application.
Common gotcha Must be linked with Aadhaar to avoid penalty.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies All citizens with Aadhaar.
What you get Cloud storage for verified digital documents.
What it actually costs you Free.
Common gotcha Not all state documents are available digitally yet.
Passport Seva पासपोर्ट सेवा national · Ministry of External Affairs
Who qualifies Indian citizens.
What you get International travel document.
What it actually costs you ₹1,500 for standard application.
Common gotcha Police verification is mandatory and can take time.
Voter ID (EPIC) मतदाता पहचान पत्र national · Election Commission of India
Who qualifies Citizens aged 18+.
What you get Right to vote in elections.
What it actually costs you Free.
Common gotcha Name must be on the electoral roll.
Driving Licence (Sarathi) ड्राइविंग लाइसेंस national · Ministry of Road Transport and Highways
Who qualifies Individuals aged 18+ passing a driving test.
What you get Legal authorization to drive vehicles.
What it actually costs you Varies by state; test fee applies.
Common gotcha Must pass the physical driving test at RTO. Accessing subsidies for cooking fuel and housing support.
Pradhan Mantri Ujjwala Yojana प्रधानमंत्री उज्ज्वला योजना national · Ministry of Petroleum and Natural Gas
Who qualifies Women from BPL/poor households.
What you get Free LPG connection.
What it actually costs you Refill costs are borne by the user.
Common gotcha Only one connection per household.
Pradhan Mantri Awas Yojana (Urban) प्रधानमंत्री आवास योजना national · Ministry of Housing and Urban Affairs
Who qualifies Urban poor/middle-income families without permanent houses.
What you get Credit-linked subsidy for home loans.
What it actually costs you Requires land ownership or rental proof.
Common gotcha Strict criteria for income groups (EWS/LIG/MIG).
PM SVANidhi पीएम स्वनिधि national · Ministry of Housing and Urban Affairs
Who qualifies Street vendors.
What you get Collateral-free working capital loan up to ₹50k.
What it actually costs you Low interest rates; requires vendor certificate.
Common gotcha Repayment history determines eligibility for higher loan amounts.
Jal Jeevan Mission जल जीवन मिशन national · Ministry of Jal Shakti
Who qualifies All rural households.
What you get Functional household tap connection.
What it actually costs you Free installation.
Common gotcha Implementation speed depends on local panchayat.
PM Surya Ghar: Muft Bijli Yojana पीएम सूर्य घर मुफ्त बिजली योजना national · Ministry of New and Renewable Energy
Who qualifies Households with roof space.
What you get Subsidy for solar panel installation.
What it actually costs you Requires upfront investment minus subsidy.
Common gotcha Requires roof structural stability verification.
Public Distribution System (One Nation One Ration Card) सार्वजनिक वितरण प्रणाली national · Department of Food and Public Distribution
Who qualifies Priority household cardholders.
What you get Subsidized food grains.
What it actually costs you Minimal price per kg.
Common gotcha Must link Aadhaar to the ration card for portability.
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