← All India hubs Social Media Manager
India Hindi (हिन्दी) ₹ INR
Naveen is a 27-year-old freelance social media manager living in a bustling metro, juggling multiple client invoices and constant deadlines. This hub covers the essential national-level digital infrastructure, tax compliance, and social security nets that keep his freelance career and personal finances stable.
National All India 24 Andaman and Nicobar Islands AN 8 Andhra Pradesh AP 7 Arunachal Pradesh AR 6 Assam AS 6 Bihar BR 5 Chhattisgarh CG 5 Chandigarh CH 6 Delhi DL 5 Dadra and Nagar Haveli and Daman and Diu DN 6 Goa GA 8 Gujarat GJ 4 Himachal Pradesh HP 6 Haryana HR 6 Jharkhand JH 6 Jammu and Kashmir JK 7 Karnataka KA 5 Kerala KL 7 Ladakh LA 7 Lakshadweep LD 7 Maharashtra MH 6 Meghalaya ML 7 Manipur MN 7 Madhya Pradesh MP 7 Mizoram MZ 6 Nagaland NL 6 Odisha OD 7 Punjab PB 5 Puducherry PY 5 Rajasthan RJ 7 Sikkim SK 6 Tamil Nadu TN 6 Tripura TR 5 Telangana TS 6 Uttarakhand UK 5 Uttar Pradesh UP 7 West Bengal WB 8 As a freelancer, Naveen needs to manage his own tax filings and ensure he stays compliant to avoid penalties on his variable income.
Permanent Account Number स्थायी खाता संख्या national · Income Tax Department
Who qualifies Every earning individual in India.
What you get A unique 10-digit alphanumeric identifier for all financial transactions.
What it actually costs you Approx ₹107; requires Aadhaar and proof of identity.
Common gotcha Name on PAN must match Aadhaar exactly or e-verification will fail.
Income Tax Return Filing आयकर रिटर्न national · Income Tax Department
Who qualifies Individuals with annual income above the basic exemption limit.
What you get Legal compliance and proof of income for loans or visas.
What it actually costs you Free if self-filed; requires Form 26AS and AIS data.
Common gotcha Freelancers often miss reporting small side-hustle income, leading to notices.
Udyam Registration उद्यम पंजीकरण national · Ministry of MSME
Who qualifies Small business owners and freelancers.
What you get Access to priority sector lending and government tender benefits.
What it actually costs you Free; requires Aadhaar and PAN.
Common gotcha Often confused with a business license; it's a registration for benefits.
TDS Credit Verification टीडीएस क्रेडिट national · Income Tax Department
Who qualifies Freelancers whose clients deduct tax at source.
What you get Refunds for excess tax deducted by clients.
What it actually costs you Time spent checking Form 26AS.
Common gotcha Clients often delay filing their TDS returns, delaying Naveen's refund.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies Any citizen with an Aadhaar card.
What you get Digital repository for PAN, Aadhaar, and educational certificates.
What it actually costs you Free; requires mobile number linked to Aadhaar.
Common gotcha Documents are only valid if issued directly by the source department.
GST Registration जीएसटी पंजीकरण national · CBIC
Who qualifies Service providers with turnover above ₹20 lakhs (varies by state).
What you get Legal ability to charge GST and claim input tax credit.
What it actually costs you Professional fees if using a CA; requires business proof.
Common gotcha Mandatory filing of Nil returns even if no business is done in a month. Without corporate insurance, Naveen needs to leverage national schemes to protect himself against health and financial emergencies.
Ayushman Bharat PM-JAY आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना national · National Health Authority
Who qualifies Economically vulnerable families (check portal for eligibility).
What you get ₹5 lakh annual health cover per family for secondary/tertiary care.
What it actually costs you Free; requires e-KYC.
Common gotcha Not all private hospitals accept it; check the empanelled list first.
National Pension System राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Citizens aged 18-70.
What you get Market-linked retirement corpus with tax benefits under 80CCD.
What it actually costs you Minimum ₹500 contribution; low fund management fees.
Common gotcha Lock-in period until age 60; partial withdrawal is restricted.
Public Provident Fund लोक भविष्य निधि national · Ministry of Finance
Who qualifies Any resident Indian.
What you get Tax-free interest income with a 15-year maturity.
What it actually costs you Minimum ₹500 per year; requires a bank or post office account.
Common gotcha Liquidity is low; you cannot withdraw fully before 15 years.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-50.
What you get Life insurance cover of ₹2 lakh.
What it actually costs you ₹436 annual premium auto-debited from bank account.
Common gotcha Must be renewed annually; coverage lapses if bank balance is insufficient.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-70.
What you get Accidental death or disability cover of ₹2 lakh.
What it actually costs you ₹20 annual premium.
Common gotcha Does not cover natural death, only accidents.
Atal Pension Yojana अटल पेंशन योजना national · PFRDA
Who qualifies Citizens aged 18-40.
What you get Guaranteed monthly pension of ₹1,000 to ₹5,000 post-60.
What it actually costs you Monthly contribution based on age of entry.
Common gotcha Not eligible if you are an income tax payer.
Naveen needs these to open bank accounts, verify clients, and access government services online.
Aadhaar आधार national · UIDAI
Who qualifies Any resident of India.
What you get Universal proof of identity and address.
What it actually costs you Free for initial enrollment; nominal fees for updates.
Common gotcha Keep mobile number updated to receive OTPs for all services.
Voter ID (EPIC) मतदाता पहचान पत्र national · Election Commission of India
Who qualifies Citizens aged 18+.
What you get Right to vote and valid photo ID proof.
What it actually costs you Free; requires residence proof.
Common gotcha Name must be on the electoral roll of your current constituency.
Passport पासपोर्ट national · Ministry of External Affairs
Who qualifies Indian citizens.
What you get International travel document and strong identity proof.
What it actually costs you ₹1,500 for standard 36-page booklet.
Common gotcha Police verification can be delayed if address proof is not current.
Driving License ड्राइविंग लाइसेंस national · Ministry of Road Transport and Highways
Who qualifies Citizens aged 18+ who pass the driving test.
What you get Legal right to drive and valid ID.
What it actually costs you Approx ₹1,000-₹2,000 including test fees.
Common gotcha Learner's license is mandatory before applying for a permanent one.
PAN Correction Portal पैन सुधार national · NSDL/UTIITSL
Who qualifies Existing PAN holders.
What you get Corrected name/DOB/address on PAN card.
What it actually costs you Approx ₹110.
Common gotcha Requires Aadhaar e-KYC for paperless correction.
UMANG App उमंग national · MeitY
Who qualifies Any citizen with a smartphone.
What you get Single portal for 1000+ government services.
What it actually costs you Free; requires registration.
Common gotcha Some services redirect to external websites. Social media trends change weekly; Naveen needs low-cost, high-quality learning resources to stay competitive.
SWAYAM स्वयं national · Ministry of Education
Who qualifies Anyone seeking certification.
What you get Free online courses from IITs/IIMs.
What it actually costs you Free; small fee for proctored exams.
Common gotcha Course deadlines are strict; don't miss assignment dates.
NPTEL एनपीटीईएल national · IIT Madras
Who qualifies Students and professionals.
What you get Technical and management certification.
What it actually costs you Free content; exam fee ₹1,000.
Common gotcha High rigor; requires significant time commitment.
Skill India Digital स्किल इंडिया national · MSDE
Who qualifies Youth seeking vocational training.
What you get Industry-relevant certifications.
What it actually costs you Free.
Common gotcha Quality varies significantly by training partner.
e-PG Pathshala ई-पीजी पाठशाला national · UGC
Who qualifies Anyone looking for academic content.
What you get High-quality postgraduate study material.
What it actually costs you Free.
Common gotcha Not interactive; pure self-study material.
National Digital Library of India राष्ट्रीय डिजिटल पुस्तकालय national · IIT Kharagpur
Who qualifies All citizens.
What you get Access to millions of books and journals.
What it actually costs you Free.
Common gotcha Requires account creation to access specific resources.
VIDWAN Database विद्वान national · INFLIBNET
Who qualifies Researchers and experts.
What you get Database of Indian experts for networking.
What it actually costs you Free.
Common gotcha Primarily for academic networking.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
