← All India hubs Travel Agent
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Navya runs a boutique travel agency in India, balancing complex visa regulations, GST filings, and the constant need to stay updated on national transport policies. This hub tracks the essential central schemes, portals, and statutory requirements that keep her business compliant and her clients moving.
National All India 24 Andaman and Nicobar Islands AN 8 Andhra Pradesh AP 5 Arunachal Pradesh AR 7 Assam AS 6 Bihar BR 7 Chhattisgarh CG 6 Chandigarh CH 6 Delhi DL 6 Dadra and Nagar Haveli and Daman and Diu DN 5 Goa GA 6 Gujarat GJ 6 Himachal Pradesh HP 6 Haryana HR 6 Jharkhand JH 6 Jammu and Kashmir JK 5 Karnataka KA 6 Kerala KL 5 Ladakh LA 7 Lakshadweep LD 5 Maharashtra MH 5 Meghalaya ML 5 Manipur MN 6 Madhya Pradesh MP 6 Mizoram MZ 4 Nagaland NL 5 Odisha OD 7 Punjab PB 5 Puducherry PY 6 Rajasthan RJ 7 Sikkim SK 6 Tamil Nadu TN 6 Tripura TR 4 Telangana TS 6 Uttarakhand UK 7 Uttar Pradesh UP 5 West Bengal WB 7 Navya needs to stay on the right side of the taxman and maintain her agency's professional status.
Goods and Services Tax (GST) Registration वस्तु एवं सेवा कर national · CBIC
Who qualifies Businesses with annual turnover exceeding ₹20 lakhs (or ₹10 lakhs in special states).
What you get Legal authority to collect GST and claim input tax credits on business expenses.
What it actually costs you Free registration, but requires PAN, Aadhaar, and bank account details.
Common gotcha Filing GSTR-1 and GSTR-3B on time is non-negotiable to avoid heavy late fees.
Udyam Registration उद्यम पंजीकरण national · Ministry of MSME
Who qualifies Small service-based enterprises meeting investment and turnover criteria.
What you get Priority sector lending, protection against delayed payments, and lower interest rates.
What it actually costs you Completely free, Aadhaar-based authentication required.
Common gotcha Many fake sites charge money; only use the official government portal.
Permanent Account Number (PAN) for Business स्थायी खाता संख्या national · Income Tax Department
Who qualifies Every business entity operating in India.
What you get Unique identifier for all financial transactions and tax filings.
What it actually costs you Processing fee of approx ₹107, takes 7-15 days.
Common gotcha Ensure the name on the PAN matches the bank account exactly to avoid TDS issues.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies All Indian citizens with an Aadhaar number.
What you get Digital repository for storing travel agency licenses, PAN, and tax certificates.
What it actually costs you Free, requires mobile number linked to Aadhaar.
Common gotcha Documents stored here are legally equivalent to physical originals.
Employees' Provident Fund (EPF) कर्मचारी भविष्य निधि national · EPFO
Who qualifies Establishments with 20 or more employees.
What you get Mandatory social security coverage for staff.
What it actually costs you Employer contribution of 12% of basic wages.
Common gotcha Failure to register can lead to retrospective liability for all employees.
Startup India Recognition स्टार्टअप इंडिया national · DPIIT
Who qualifies Entities less than 10 years old with turnover under ₹100 crore.
What you get Tax exemptions and easier patent filing processes.
What it actually costs you Self-certification process, no fee.
Common gotcha Recognition is not the same as tax exemption; you must apply for both separately. Navya needs real-time, verified information for her clients' travel plans.
e-Visa Portal ई-वीजा पोर्टल national · Ministry of Home Affairs
Who qualifies Foreign nationals visiting India for tourism or business.
What you get Electronic visa processing for 160+ countries.
What it actually costs you Visa fee varies by country, processing time 72 hours.
Common gotcha Only use the official site; third-party agents often overcharge.
Incredible India Portal अतुल्य भारत national · Ministry of Tourism
Who qualifies Travel agents and tourists.
What you get Verified information on tourist destinations and government-approved tour operators.
What it actually costs you Free access to resources and marketing materials.
Common gotcha The portal is a great source for itinerary inspiration for clients.
NIDHI (National Integrated Database of Hospitality Industry) निधि पोर्टल national · Ministry of Tourism
Who qualifies Hotels, homestays, and tour operators.
What you get Official recognition and inclusion in national tourism databases.
What it actually costs you Free registration, requires business proof.
Common gotcha Registration helps in getting government marketing support.
Passport Seva पासपोर्ट सेवा national · Ministry of External Affairs
Who qualifies Indian citizens needing travel documents.
What you get Passport issuance and renewal services.
What it actually costs you Standard fee ₹1500, requires appointment.
Common gotcha Police verification is the most common delay factor.
Air Suvidha एयर सुविधा national · Ministry of Civil Aviation
Who qualifies International travelers arriving in India.
What you get Health declaration and entry requirement compliance.
What it actually costs you Free, digital submission.
Common gotcha Requirements change frequently; always check before booking.
Directorate General of Civil Aviation (DGCA) Portal नागर विमानन महानिदेशालय national · DGCA
Who qualifies Aviation industry stakeholders and agents.
What you get Regulatory updates and flight safety information.
What it actually costs you Free access.
Common gotcha Stay updated on passenger rights and airline compensation rules. Navya needs reliable ways to handle international payments and business loans.
PMEGP Loan Scheme प्रधानमंत्री रोजगार सृजन कार्यक्रम national · KVIC / Ministry of MSME
Who qualifies New entrepreneurs looking to start service businesses.
What you get Credit-linked subsidy for setting up new ventures.
What it actually costs you Project report and bank loan application process.
Common gotcha The subsidy is back-ended and requires a successful project audit.
UPI for Business (BHIM) भीम यूपीआई national · NPCI
Who qualifies Any business with a bank account.
What you get Instant digital payments from clients with zero transaction fees.
What it actually costs you Free, requires QR code generation.
Common gotcha Ensure the business account is linked, not a personal one, for tax clarity.
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) सीजीटीएमएसई national · Ministry of MSME
Who qualifies Small businesses seeking collateral-free loans.
What you get Government guarantee on loans up to ₹2 crores.
What it actually costs you Guarantee fee paid to the bank.
Common gotcha Banks often try to ask for collateral anyway; cite the scheme rules.
TReDS (Trade Receivables Discounting System) ट्रेड्स national · RBI
Who qualifies MSMEs needing to discount invoices.
What you get Early payment on invoices by selling them to financiers.
What it actually costs you Discounting charges.
Common gotcha Requires onboarding on a TReDS platform like M1xchange.
Pradhan Mantri Mudra Yojana प्रधानमंत्री मुद्रा योजना national · Department of Financial Services
Who qualifies Small business owners needing working capital.
What you get Loans up to ₹10 lakhs under Shishu, Kishor, and Tarun categories.
What it actually costs you No processing fee for Shishu loans.
Common gotcha Targeted at non-corporate, non-farm small businesses.
Income Tax e-Filing Portal आयकर ई-फाइलिंग national · Income Tax Department
Who qualifies All business owners.
What you get Platform for filing annual income tax returns.
What it actually costs you Free to file, but requires digital signature or Aadhaar OTP.
Common gotcha Always verify your Form 26AS before filing. Navya needs to ensure her family is covered while she focuses on her business.
Ayushman Bharat (PM-JAY) आयुष्मान भारत national · National Health Authority
Who qualifies Low-income families (check eligibility on portal).
What you get ₹5 lakh health cover per family per year for secondary/tertiary care.
What it actually costs you Free, requires e-KYC.
Common gotcha Check if your preferred hospital is empanelled before an emergency.
Employees' State Insurance (ESI) ईएसआईसी national · ESIC
Who qualifies Employees earning up to ₹21,000 monthly.
What you get Comprehensive medical care and cash benefits during sickness/maternity.
What it actually costs you Contribution of 0.75% by employee, 3.25% by employer.
Common gotcha Requires registration of the establishment.
National Pension System (NPS) - Traders राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Self-employed individuals aged 18-60.
What you get Retirement corpus and monthly pension.
What it actually costs you Minimum annual contribution of ₹1000.
Common gotcha Tax benefits under 80CCD(1B) are a major plus.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-70.
What you get Accidental death/disability insurance of ₹2 lakhs.
What it actually costs you Annual premium of ₹20, auto-debited.
Common gotcha Must renew annually if not set to auto-debit.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-50.
What you get Life insurance cover of ₹2 lakhs.
What it actually costs you Annual premium of ₹436.
Common gotcha Only covers death due to any cause.
Ayushman Bharat Digital Mission (ABHA) आभा national · NHA
Who qualifies All citizens.
What you get Digital health ID to link medical records across hospitals.
What it actually costs you Free, online registration.
Common gotcha Helps in keeping a history of medical reports for insurance claims.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
