← All India hubs Yoga Instructor
India Hindi (हिन्दी) ₹ INR
Pragya is a freelance yoga instructor living in India, juggling studio classes, private home sessions, and online workshops. This hub covers the central government schemes, digital portals, and financial tools she needs to manage her professional identity and personal security.
National All India 24 Andaman and Nicobar Islands AN 8 Andhra Pradesh AP 6 Arunachal Pradesh AR 6 Assam AS 7 Bihar BR 8 Chhattisgarh CG 6 Chandigarh CH 5 Delhi DL 6 Dadra and Nagar Haveli and Daman and Diu DN 8 Goa GA 5 Gujarat GJ 6 Himachal Pradesh HP 6 Haryana HR 6 Jharkhand JH 6 Jammu and Kashmir JK 7 Karnataka KA 6 Kerala KL 5 Ladakh LA 7 Lakshadweep LD 7 Maharashtra MH 5 Meghalaya ML 6 Manipur MN 7 Madhya Pradesh MP 4 Mizoram MZ 7 Nagaland NL 4 Odisha OD 6 Punjab PB 4 Puducherry PY 5 Rajasthan RJ 6 Sikkim SK 6 Tamil Nadu TN 5 Tripura TR 8 Telangana TS 6 Uttarakhand UK 6 Uttar Pradesh UP 8 West Bengal WB 7 Essential tools for formalizing my freelance income and staying tax-compliant.
e-Shram Portal ई-श्रम पोर्टल national · Ministry of Labour and Employment
Who qualifies Unorganized sector workers aged 16-59.
What you get Accidental insurance cover of ₹2 lakh and access to social security schemes.
What it actually costs you Free; requires Aadhaar, mobile number, and bank account.
Common gotcha It is not a direct cash transfer scheme; it is a database for future welfare delivery.
Udyam Registration उद्यम पंजीकरण national · Ministry of MSME
Who qualifies Micro-enterprises including individual service providers.
What you get Official recognition as a small business for bank loans and government tenders.
What it actually costs you Free; requires Aadhaar and PAN.
Common gotcha Many private websites charge fees to register; only use the official government portal.
Income Tax E-Filing Portal आयकर ई-फाइलिंग national · Income Tax Department
Who qualifies All individuals earning taxable income.
What you get Legal compliance and proof of income for visa/loan applications.
What it actually costs you Time; requires PAN and bank account linking.
Common gotcha Freelancers often forget to declare professional expenses to lower tax liability.
Ayushman Bharat Digital Mission (ABHA) आयुष्मान भारत डिजिटल मिशन national · National Health Authority
Who qualifies All Indian citizens.
What you get Digital health ID to store and share medical records with doctors.
What it actually costs you Free; requires Aadhaar or mobile number.
Common gotcha It is not insurance, but a digital repository for health records.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies All citizens with Aadhaar.
What you get Cloud storage for digitally verified documents like PAN, driving license, and certifications.
What it actually costs you Free.
Common gotcha Documents uploaded by the user are not legally equivalent to government-issued digital documents.
GST Registration जीएसटी पंजीकरण national · CBIC
Who qualifies Service providers with annual turnover above ₹20 lakh.
What you get Legal authority to charge GST on professional services.
What it actually costs you Compliance cost; requires monthly/quarterly filings.
Common gotcha Once registered, you must file returns even if you have zero income for the month. As a freelancer, I don't have corporate insurance, so I need these government safety nets.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Individuals aged 18-70 with a bank account.
What you get ₹2 lakh for accidental death/disability.
What it actually costs you ₹20 per year deducted automatically from the bank account.
Common gotcha Must renew every year; check if your bank has auto-debit enabled.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Individuals aged 18-50 with a bank account.
What you get Life insurance cover of ₹2 lakh.
What it actually costs you ₹436 per year.
Common gotcha Only covers death; does not provide maturity benefits.
Atal Pension Yojana अटल पेंशन योजना national · PFRDA
Who qualifies Citizens aged 18-40.
What you get Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60.
What it actually costs you Monthly contribution based on age of entry.
Common gotcha If you stop paying, the account may be closed and contributions returned.
Pradhan Mantri Jan Dhan Yojana प्रधानमंत्री जन धन योजना national · Department of Financial Services
Who qualifies Unbanked individuals.
What you get Basic savings account with RuPay debit card and overdraft facility.
What it actually costs you Zero balance requirement.
Common gotcha Overdraft facility is only available after 6 months of satisfactory operation.
Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना national · Ministry of Finance
Who qualifies Parents of a girl child under 10.
What you get High-interest savings scheme for girl child's education/marriage.
What it actually costs you Minimum deposit of ₹250 per year.
Common gotcha Withdrawal is restricted until the child reaches 18.
National Pension System राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Citizens aged 18-70.
What you get Market-linked pension fund with tax benefits under 80CCD.
What it actually costs you Minimum annual contribution of ₹1,000.
Common gotcha It is a long-term investment; premature withdrawal is highly restricted.
Keeping my yoga credentials updated and learning new skills to stay competitive.
SWAYAM स्वयं national · Ministry of Education
Who qualifies Anyone seeking free online courses.
What you get Access to high-quality courses from top universities.
What it actually costs you Free; small fee if you want a proctored exam certificate.
Common gotcha Courses are time-bound; you must follow the semester schedule.
Skill India Digital स्किल इंडिया डिजिटल national · MSDE
Who qualifies Anyone looking for vocational training.
What you get Certification in various trades to improve employability.
What it actually costs you Free.
Common gotcha Not all courses are available in every city.
Yoga Certification Board योग प्रमाणन बोर्ड national · Ministry of AYUSH
Who qualifies Yoga professionals seeking government-recognized certification.
What you get Official certification as a Yoga Instructor.
What it actually costs you Examination fee varies by level.
Common gotcha This is the only official government-backed yoga certification in India.
National Digital Library of India राष्ट्रीय डिजिटल पुस्तकालय national · Ministry of Education
Who qualifies All students and professionals.
What you get Access to millions of books, journals, and research papers.
What it actually costs you Free.
Common gotcha Requires registration to access full content.
MyGov मायगव national · MeitY
Who qualifies All citizens.
What you get Participate in policy discussions and government contests.
What it actually costs you Free.
Common gotcha It is more for civic engagement than direct financial benefit.
NPTEL एनपीटीईएल national · IITs/IISc
Who qualifies Anyone looking for technical/academic courses.
What you get University-level learning materials.
What it actually costs you Free.
Common gotcha Content is academic and might be too theoretical for practical yoga business. Managing my daily commute between classes and using government ID services.
Aadhaar Services आधार सेवाएं national · UIDAI
Who qualifies All residents.
What you get Identity verification for all government and private services.
What it actually costs you Minimal fee for physical updates at centers.
Common gotcha Keep your mobile number linked to receive OTPs for everything.
IRCTC आईआरसीटीसी national · Ministry of Railways
Who qualifies All citizens.
What you get Train ticket booking.
What it actually costs you Ticket price + small service fee.
Common gotcha Tatkal tickets sell out in seconds; use the app for faster booking.
Passport Seva पासपोर्ट सेवा national · Ministry of External Affairs
Who qualifies All citizens.
What you get International travel document.
What it actually costs you ₹1,500 for standard application.
Common gotcha Police verification is mandatory and can take 2-4 weeks.
UMANG App उमंग ऐप national · MeitY
Who qualifies All smartphone users.
What you get Single app for hundreds of central/state government services.
What it actually costs you Free.
Common gotcha Some state-specific services may not be fully functional on the app.
NVSP Portal राष्ट्रीय मतदाता सेवा पोर्टल national · Election Commission of India
Who qualifies Citizens aged 18+.
What you get Voter ID registration and correction.
What it actually costs you Free.
Common gotcha Name must match exactly with your Aadhaar for smooth processing.
Post Office Savings Schemes डाकघर बचत योजना national · India Post
Who qualifies All citizens.
What you get Safe, government-backed savings accounts and RD/FD.
What it actually costs you Small initial deposit.
Common gotcha Digital banking for post offices is still evolving; physical visits are often needed.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
