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Raghav

Raghav

Blockchain Developer

IndiaHindi (हिन्दी)₹ INR

Raghav is a 28-year-old remote blockchain developer navigating the complexities of India's digital economy while managing freelance income and tax compliance. This hub covers the essential national infrastructure, tax frameworks, and digital identity tools he interacts with daily.

National — applies everywhere in India

Keeping the Taxman Happy

Essential for managing freelance income, crypto-asset taxation, and staying compliant with Indian tax laws.

Income Tax e-Filing Portal

आयकर ई-फाइलिंग पोर्टल

national · Income Tax Department

Who qualifies
Any individual with taxable income in India.
What you get
Compliance with tax laws and processing of ITR refunds.
What it actually costs you
Free; requires PAN, Aadhaar, and Form 26AS.
Common gotcha
Failing to report crypto-asset gains under the 30% tax slab.

Permanent Account Number (PAN)

स्थायी खाता संख्या

national · NSDL / UTIITSL

Who qualifies
All financial taxpayers in India.
What you get
Unique identity for all financial transactions.
What it actually costs you
Approx ₹95; requires Aadhaar-linked mobile number.
Common gotcha
Mismatch between PAN and Aadhaar name details causing verification failures.

TDS Reconciliation (TRACES)

टीडीएस सुलह

national · Income Tax Department

Who qualifies
Freelancers receiving payments after tax deduction.
What you get
Verification of tax deducted by clients.
What it actually costs you
Free; requires PAN and login credentials.
Common gotcha
Clients failing to deposit TDS, leading to credit mismatch.

GST Registration for Freelancers

जीएसटी पंजीकरण

national · GST Council

Who qualifies
Freelancers with annual turnover exceeding ₹20 lakhs.
What you get
Legal status to provide services across state lines.
What it actually costs you
Free; requires PAN, Aadhaar, and business address proof.
Common gotcha
Misunderstanding the threshold for mandatory registration.

Digital Signature Certificate (DSC)

डिजिटल हस्ताक्षर प्रमाण पत्र

national · Controller of Certifying Authorities

Who qualifies
Professionals signing legal documents electronically.
What you get
Legally binding digital signatures for contracts.
What it actually costs you
₹1,000 - ₹2,000; requires identity verification.
Common gotcha
Expiration of the certificate requiring annual renewal.

Udyam Registration

उद्यम पंजीकरण

national · Ministry of MSME

Who qualifies
Small-scale service providers and freelancers.
What you get
Access to priority sector lending and government tenders.
What it actually costs you
Free; requires Aadhaar and PAN.
Common gotcha
Confusion between Udyam and older Udyog Aadhaar.

My Digital Life

The backbone of every digital interaction in India, from banking to government services.

Aadhaar Card

आधार कार्ड

national · UIDAI

Who qualifies
All residents of India.
What you get
Universal biometric identity proof.
What it actually costs you
Free; requires biometric enrollment.
Common gotcha
Outdated mobile number linked to Aadhaar preventing OTP verification.

DigiLocker

डिजिलॉकर

national · MeitY

Who qualifies
Any citizen with an Aadhaar number.
What you get
Cloud storage for digitally verified documents.
What it actually costs you
Free; requires Aadhaar-linked mobile.
Common gotcha
Not all state-specific documents are integrated yet.

Unified Payments Interface (UPI)

यूनिफाइड पेमेंट्स इंटरफेस

national · NPCI

Who qualifies
Any bank account holder in India.
What you get
Instant peer-to-peer and merchant payments.
What it actually costs you
Free; requires bank account and smartphone.
Common gotcha
Transaction limits for new users or specific apps.

UMANG Portal

उमंग

national · MeitY

Who qualifies
All Indian citizens.
What you get
Single window for hundreds of government services.
What it actually costs you
Free; requires phone number registration.
Common gotcha
App interface can be slow during peak usage.

Passport Seva

पासपोर्ट सेवा

national · Ministry of External Affairs

Who qualifies
Indian citizens.
What you get
International travel document.
What it actually costs you
₹1,500; requires police verification and physical visit.
Common gotcha
Long wait times for appointment slots at PSKs.

Voter ID (EPIC)

मतदाता पहचान पत्र

national · Election Commission of India

Who qualifies
Citizens aged 18+.
What you get
Right to vote and valid address/identity proof.
What it actually costs you
Free; requires address proof.
Common gotcha
Name spelling mismatches with other ID documents.

Upskilling and Networking

Staying competitive in the global blockchain market through government-backed learning initiatives.

SWAYAM Online Courses

स्वयं

national · Ministry of Education

Who qualifies
Anyone interested in professional development.
What you get
Certificates from IITs/IIMs at low cost.
What it actually costs you
Free courses; small fee for proctored exams.
Common gotcha
Course deadlines are strict and non-negotiable.

NPTEL Certification

एनपीटीईएल

national · IITs

Who qualifies
Engineering professionals.
What you get
Advanced technical certification.
What it actually costs you
₹1,000 per exam.
Common gotcha
High difficulty level for advanced modules.

Startup India Recognition

स्टार्टअप इंडिया

national · DPIIT

Who qualifies
Early-stage tech startups.
What you get
Tax exemptions and access to funding schemes.
What it actually costs you
Free; requires business incorporation docs.
Common gotcha
Strict criteria for 'innovation' definition.

AICTE Internship Portal

एआईसीटीई इंटर्नशिप

national · AICTE

Who qualifies
Students and early-career developers.
What you get
Verified internship opportunities.
What it actually costs you
Free.
Common gotcha
High competition for top-tier company roles.

Skill India Digital

स्किल इंडिया डिजिटल

national · MSDE

Who qualifies
Professionals seeking vocational training.
What you get
Industry-recognized skill certifications.
What it actually costs you
Free.
Common gotcha
Curriculum relevance to modern tech stacks can vary.

MeitY Startup Hub

मेटी स्टार्टअप हब

national · MeitY

Who qualifies
Deep-tech startups.
What you get
Mentorship and networking with government tech bodies.
What it actually costs you
Free.
Common gotcha
Requires active project submission.

Staying Healthy

Accessing national health records and insurance schemes as a self-employed professional.

Ayushman Bharat (PM-JAY)

आयुष्मान भारत

national · National Health Authority

Who qualifies
Low-income households (Raghav may check eligibility).
What you get
₹5 lakh health cover per family per year.
What it actually costs you
Free for beneficiaries.
Common gotcha
Many private hospitals have limited slots for PM-JAY patients.

ABHA (Health ID)

आभा

national · National Health Authority

Who qualifies
All citizens.
What you get
Unified digital health records.
What it actually costs you
Free.
Common gotcha
Limited adoption by local clinics.

CGHS (for eligible dependents)

सीजीएचएस

national · Ministry of Health

Who qualifies
Central government employees and dependents.
What you get
Comprehensive healthcare services.
What it actually costs you
Monthly contribution.
Common gotcha
Strict eligibility criteria.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

जन औषधि

national · Department of Pharmaceuticals

Who qualifies
Everyone.
What you get
Generic medicines at 50-90% lower cost.
What it actually costs you
Cost of medicine only.
Common gotcha
Stock availability can be inconsistent.

Co-WIN Portal

को-विन

national · Ministry of Health

Who qualifies
All citizens for vaccination records.
What you get
Verified vaccination certificates.
What it actually costs you
Free.
Common gotcha
Name mismatch on certificate requires manual correction.

National NCD Screening

एनसीडी स्क्रीनिंग

national · Ministry of Health

Who qualifies
Adults 30+.
What you get
Free screening for diabetes and hypertension.
What it actually costs you
Free at local PHCs.
Common gotcha
Requires visiting a government health center.