← All India hubs PR Manager
India Hindi (हिन्दी) ₹ INR
Sakshi is a 29-year-old PR Manager living in a metro city, balancing a high-pressure career with personal financial planning and tax compliance. This hub helps her navigate everything from filing her ITR and managing her PPF to leveraging national digital infrastructure for her daily professional and personal needs.
National All India 24 Andaman and Nicobar Islands AN 7 Andhra Pradesh AP 7 Arunachal Pradesh AR 7 Assam AS 4 Bihar BR 6 Chhattisgarh CG 7 Chandigarh CH 7 Delhi DL 6 Dadra and Nagar Haveli and Daman and Diu DN 6 Goa GA 5 Gujarat GJ 7 Himachal Pradesh HP 5 Haryana HR 8 Jharkhand JH 5 Jammu and Kashmir JK 6 Karnataka KA 7 Kerala KL 6 Ladakh LA 7 Lakshadweep LD 8 Maharashtra MH 5 Meghalaya ML 6 Manipur MN 5 Madhya Pradesh MP 5 Mizoram MZ 8 Nagaland NL 8 Odisha OD 5 Punjab PB 6 Puducherry PY 5 Rajasthan RJ 6 Sikkim SK 7 Tamil Nadu TN 6 Tripura TR 6 Telangana TS 6 Uttarakhand UK 6 Uttar Pradesh UP 7 West Bengal WB 6 Keeping my finances compliant and growing while minimizing tax outgo.
Income Tax e-Filing आयकर ई-फाइलिंग national · Income Tax Department
Who qualifies Any individual with taxable income in India.
What you get Compliance with law and potential tax refunds.
What it actually costs you Free on the portal; requires PAN, Aadhaar, and Form 16.
Common gotcha Mismatch between Form 26AS and your actual TDS deductions.
Public Provident Fund लोक भविष्य निधि national · Ministry of Finance
Who qualifies Any Indian resident.
What you get Tax-free interest and EEE tax status on maturity.
What it actually costs you Minimum ₹500/year; 15-year lock-in period.
Common gotcha People forget that partial withdrawals are only allowed after 7 years.
National Pension System राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Citizens aged 18-70.
What you get Additional ₹50,000 tax deduction under 80CCD(1B).
What it actually costs you Minimal account opening fees; long-term lock-in until 60.
Common gotcha It is a market-linked product, not a guaranteed return scheme.
Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना national · Ministry of Finance
Who qualifies Parents of a girl child under 10.
What you get Highest government-backed interest rate for a girl child's future.
What it actually costs you Minimum ₹250/year; requires birth certificate.
Common gotcha Only two accounts per family (or three in case of twins).
Sovereign Gold Bonds सॉवरेन गोल्ड बॉन्ड national · RBI
Who qualifies Resident individuals.
What you get 2.5% annual interest plus capital appreciation on gold prices.
What it actually costs you Market price of gold; 8-year maturity with exit option after 5 years.
Common gotcha Liquidity is low as they are traded on exchanges with low volumes.
Floating Rate Savings Bonds फ्लोटिंग रेट सेविंग्स बॉन्ड national · RBI
Who qualifies Resident individuals.
What you get Interest rate linked to NSC plus 0.35% spread.
What it actually costs you Minimum investment ₹1,000; 7-year lock-in.
Common gotcha Interest is fully taxable at your slab rate. Keeping my credentials updated for travel, banking, and professional verification.
Aadhaar आधार national · UIDAI
Who qualifies All Indian residents.
What you get Universal identity proof for all government and private services.
What it actually costs you Free; requires biometric verification.
Common gotcha Mobile number must be linked to receive OTPs for all services.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies Any citizen with an Aadhaar number.
What you get Legally valid digital copies of driving license, PAN, and marksheets.
What it actually costs you Free; requires Aadhaar-linked mobile number.
Common gotcha Some private institutions still insist on physical copies despite legal validity.
Passport Seva पासपोर्ट सेवा national · Ministry of External Affairs
Who qualifies Indian citizens.
What you get International travel document and identity proof.
What it actually costs you ₹1,500 fee; requires police verification.
Common gotcha Name on Aadhaar must match birth certificate exactly.
Voter ID (EPIC) मतदाता पहचान पत्र national · Election Commission of India
Who qualifies Citizens aged 18+.
What you get Right to vote and valid address proof.
What it actually costs you Free; requires address proof.
Common gotcha Name often misspelled; check portal for corrections.
PAN Card पैन कार्ड national · Income Tax Department
Who qualifies Taxpayers.
What you get Unique tax identity for all financial transactions.
What it actually costs you ₹66 fee; requires ID proof.
Common gotcha Don't hold two PAN cards; it attracts a ₹10,000 penalty.
Driving License (Parivahan) ड्राइविंग लाइसेंस national · Ministry of Road Transport
Who qualifies Citizens aged 18+.
What you get Legal permit to drive.
What it actually costs you Varies by state; requires driving test.
Common gotcha Learner's license is mandatory before the permanent test. Accessing quality care and managing health expenses efficiently.
Ayushman Bharat Digital Mission (ABHA) आयुष्मान भारत डिजिटल मिशन national · National Health Authority
Who qualifies Any citizen.
What you get Digitized medical records accessible across hospitals.
What it actually costs you Free; requires Aadhaar.
Common gotcha Private hospitals are still slow to adopt the unified record system.
CGHS (for govt employees) केंद्रीय सरकार स्वास्थ्य योजना national · Ministry of Health
Who qualifies Central government employees/pensioners.
What you get Cashless medical treatment at empanelled hospitals.
What it actually costs you Monthly contribution based on grade pay.
Common gotcha Referral from a CGHS wellness center is mandatory for specialists.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana प्रधानमंत्री भारतीय जन औषधि परियोजना national · Department of Pharmaceuticals
Who qualifies Everyone.
What you get Quality generic medicines at 50-90% lower prices.
What it actually costs you Zero; just walk into a store.
Common gotcha Not all branded medicines have generic equivalents available.
Tele-MANAS टेली-मानस national · Ministry of Health
Who qualifies Anyone needing mental health support.
What you get 24/7 free tele-counseling.
What it actually costs you Free; call 14416.
Common gotcha It's for counseling, not emergency psychiatric intervention.
e-Sanjeevani OPD ई-संजीवनी national · Ministry of Health
Who qualifies Everyone.
What you get Free online doctor consultations.
What it actually costs you Free; requires internet and smartphone.
Common gotcha Wait times can be long during peak hours.
e-RaktKosh ई-रक्तकोष national · Ministry of Health
Who qualifies Everyone.
What you get Real-time availability of blood units in nearby banks.
What it actually costs you Free.
Common gotcha Data is only as good as the last update by the local hospital. Efficient travel booking and managing transit documents.
IRCTC Rail Booking आईआरसीटीसी national · Ministry of Railways
Who qualifies Everyone.
What you get Train ticket bookings.
What it actually costs you Service charges apply.
Common gotcha Tatkal tickets sell out in seconds; use the app for speed.
FASTag फास्टैग national · NHAI
Who qualifies Vehicle owners.
What you get Automatic toll deduction.
What it actually costs you Tag cost + minimum balance.
Common gotcha Must keep balance topped up to avoid double toll charges.
DigiYatra डिजीयात्रा national · Ministry of Civil Aviation
Who qualifies Air travelers.
What you get Paperless, biometric-based airport entry.
What it actually costs you Free; requires app registration.
Common gotcha Only available at select major airports currently.
Vahan e-Services वाहन national · Ministry of Road Transport
Who qualifies Vehicle owners.
What you get RC status, transfer of ownership, permit services.
What it actually costs you Varies by service fee.
Common gotcha Requires mobile number linked to RC.
AirSewa एयर सेवा national · Ministry of Civil Aviation
Who qualifies Air travelers.
What you get Grievance redressal for flight issues.
What it actually costs you Free.
Common gotcha Response time can be slow for minor issues.
National Permit for Goods Carriage राष्ट्रीय परमिट national · Ministry of Road Transport
Who qualifies Commercial vehicle owners.
What you get Seamless interstate travel for goods.
What it actually costs you Annual permit fee.
Common gotcha Must be renewed annually without fail.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
