← All India hubs Massage Therapist
India Hindi (हिंदी) ₹ INR
Sameer is a hardworking massage therapist who travels between clients' homes and works in small wellness clinics. He needs to manage his own social security, health emergencies, and business tools while navigating the informal economy.
National All India 24 Andaman and Nicobar Islands AN 5 Andhra Pradesh AP 5 Arunachal Pradesh AR 8 Assam AS 5 Bihar BR 7 Chhattisgarh CG 4 Chandigarh CH 5 Delhi DL 8 Dadra and Nagar Haveli and Daman and Diu DN 7 Goa GA 6 Gujarat GJ 5 Himachal Pradesh HP 5 Haryana HR 6 Jharkhand JH 5 Jammu and Kashmir JK 5 Karnataka KA 4 Kerala KL 6 Ladakh LA 6 Lakshadweep LD 6 Maharashtra MH 5 Meghalaya ML 6 Manipur MN 5 Madhya Pradesh MP 5 Mizoram MZ 7 Nagaland NL 4 Odisha OD 5 Punjab PB 5 Puducherry PY 5 Rajasthan RJ 8 Sikkim SK 5 Tamil Nadu TN 7 Tripura TR 5 Telangana TS 6 Uttarakhand UK 5 Uttar Pradesh UP 5 West Bengal WB 7 Since I don't have a corporate provident fund, these are my only ways to save for when I can't work anymore.
e-Shram Portal ई-श्रम national · Ministry of Labour and Employment
Who qualifies Unorganized workers aged 16-59.
What you get Accidental death/disability insurance cover of up to ₹2 Lakh.
What it actually costs you Free; Aadhaar and bank account required.
Common gotcha It is not a direct cash transfer scheme, but a database for social security access.
Pradhan Mantri Shram Yogi Maan-dhan प्रधानमंत्री श्रम योगी मान-धन national · Ministry of Labour and Employment
Who qualifies Unorganized workers with income below ₹15,000/month.
What you get Guaranteed monthly pension of ₹3,000 after age 60.
What it actually costs you Monthly contribution between ₹55-₹200 depending on age.
Common gotcha You cannot withdraw the money early; it is strictly for retirement.
Atal Pension Yojana अटल पेंशन योजना national · PFRDA
Who qualifies Any Indian citizen aged 18-40 with a bank account.
What you get Fixed monthly pension of ₹1,000 to ₹5,000 after age 60.
What it actually costs you Auto-debit from bank account; amount depends on chosen pension slab.
Common gotcha If you miss a monthly payment, a penalty is charged on the account.
National Pension System (NPS) Lite राष्ट्रीय पेंशन प्रणाली national · PFRDA
Who qualifies Economically disadvantaged citizens.
What you get Market-linked pension corpus.
What it actually costs you Low annual maintenance charges.
Common gotcha Returns are not guaranteed like the Maan-dhan scheme.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Savings bank account holders aged 18-70.
What you get ₹2 Lakh for accidental death/disability.
What it actually costs you ₹20 per year deducted from bank account.
Common gotcha Must renew every year in June.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Savings bank account holders aged 18-50.
What you get Life insurance cover of ₹2 Lakh.
What it actually costs you ₹436 per year.
Common gotcha Only covers death, not disability or medical expenses. My hands and back are my livelihood; I need affordable care if I get injured or sick.
Ayushman Bharat PM-JAY आयुष्मान भारत national · National Health Authority
Who qualifies Families identified in SECC 2011 data or state-specific criteria.
What you get ₹5 Lakh annual health cover for secondary/tertiary hospitalization.
What it actually costs you Free at empanelled hospitals; need Ayushman card.
Common gotcha Covers hospitalization only, not outpatient clinic visits or medicines.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana जन औषधि केंद्र national · Department of Pharmaceuticals
Who qualifies All citizens.
What you get Generic medicines at 50-90% lower prices than branded ones.
What it actually costs you Just the cost of medicine; no card required.
Common gotcha Doctors often prescribe branded names; you must ask for generic equivalents.
ESIC (Employee State Insurance) कर्मचारी राज्य बीमा national · ESIC Corporation
Who qualifies Employees in registered establishments earning under ₹21,000.
What you get Full medical care, sickness benefits, and maternity benefits.
What it actually costs you Small percentage of salary deducted.
Common gotcha Only works if your employer is registered with ESIC.
Health and Wellness Centres स्वास्थ्य एवं कल्याण केंद्र national · Ministry of Health
Who qualifies All citizens.
What you get Free primary healthcare, screening for non-communicable diseases.
What it actually costs you Free.
Common gotcha Often crowded; best for routine checkups, not emergencies.
ABHA Health ID आभा आईडी national · National Health Authority
Who qualifies All citizens.
What you get Digital storage of all medical records and prescriptions.
What it actually costs you Free; requires Aadhaar/Phone number.
Common gotcha Not all private clinics are integrated yet.
Rashtriya Arogya Nidhi राष्ट्रीय आरोग्य निधि national · Ministry of Health
Who qualifies BPL patients for life-threatening diseases.
What you get One-time financial assistance for treatment at government hospitals.
What it actually costs you Application process through hospital.
Common gotcha Strict income verification required. Without these, I can't open a bank account, get a SIM card, or apply for any government benefits.
Aadhaar आधार national · UIDAI
Who qualifies All residents.
What you get Universal identity proof.
What it actually costs you Free for enrollment; small fee for updates.
Common gotcha Ensure your mobile number is linked to receive OTPs.
PAN Card पैन कार्ड national · Income Tax Department
Who qualifies All citizens.
What you get Tax identity and financial transaction proof.
What it actually costs you Approx ₹66 for application.
Common gotcha Must link with Aadhaar to avoid penalty.
DigiLocker डिजिलॉकर national · MeitY
Who qualifies All citizens.
What you get Digital repository for all official documents.
What it actually costs you Free.
Common gotcha Documents are legally equivalent to originals, but some officials still ask for paper.
Voter ID (EPIC) वोटर आईडी national · Election Commission of India
Who qualifies Citizens aged 18+.
What you get Right to vote and valid address proof.
What it actually costs you Free.
Common gotcha Name must match exactly on all documents.
One Nation One Ration Card वन नेशन वन राशन कार्ड national · Department of Food and Public Distribution
Who qualifies Eligible households under NFSA.
What you get Subsidized food grains anywhere in India.
What it actually costs you Free.
Common gotcha Requires biometric authentication at the shop.
Passport Seva पासपोर्ट सेवा national · Ministry of External Affairs
Who qualifies Citizens.
What you get International travel identity.
What it actually costs you ₹1,500 for standard application.
Common gotcha Police verification is mandatory. I want to learn advanced massage techniques or physiotherapy basics to charge more per session.
Pradhan Mantri Kaushal Vikas Yojana प्रधानमंत्री कौशल विकास योजना national · Ministry of Skill Development
Who qualifies Youth and workers seeking skill training.
What you get Short-term skill training and certification.
What it actually costs you Free; government-funded.
Common gotcha Training centers vary in quality; check reviews.
Skill India Digital स्किल इंडिया डिजिटल national · MSDE
Who qualifies All citizens.
What you get Online courses and job matching.
What it actually costs you Free.
Common gotcha Requires stable internet.
SWAYAM स्वयं national · Ministry of Education
Who qualifies Anyone interested in learning.
What you get Free access to high-quality academic courses.
What it actually costs you Free; fee only if you want a certificate.
Common gotcha Very academic; might not have practical massage training.
NSDC Training Partners एनएसडीसी national · National Skill Development Corporation
Who qualifies Workers seeking vocational training.
What you get Industry-recognized certification.
What it actually costs you Varies by course.
Common gotcha Look for 'NSDC approved' logos.
National Apprenticeship Promotion Scheme राष्ट्रीय शिक्षुता प्रोत्साहन योजना national · MSDE
Who qualifies Candidates aged 14+.
What you get On-the-job training with a stipend.
What it actually costs you Time commitment.
Common gotcha Hard to find massage-specific apprenticeships.
Udyam Registration उद्यम पंजीकरण national · Ministry of MSME
Who qualifies Small business owners.
What you get Access to priority sector lending and business benefits.
What it actually costs you Free.
Common gotcha Only for registered businesses, not individuals.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
