← All India hubs Welder
India Hindi (हिन्दी) ₹ INR
Shaurya is a skilled welder working on construction sites and small fabrication workshops across India. He relies on a mix of central welfare schemes for his family's security and national digital portals to keep his identity and bank accounts in order.
National All India 24 Andaman and Nicobar Islands AN 7 Andhra Pradesh AP 7 Arunachal Pradesh AR 7 Assam AS 6 Bihar BR 6 Chhattisgarh CG 4 Chandigarh CH 4 Delhi DL 7 Dadra and Nagar Haveli and Daman and Diu DN 6 Goa GA 6 Gujarat GJ 5 Himachal Pradesh HP 7 Haryana HR 7 Jharkhand JH 6 Jammu and Kashmir JK 6 Karnataka KA 6 Kerala KL 7 Ladakh LA 5 Lakshadweep LD 6 Maharashtra MH 5 Meghalaya ML 6 Manipur MN 4 Madhya Pradesh MP 5 Mizoram MZ 4 Nagaland NL 6 Odisha OD 7 Punjab PB 7 Puducherry PY 6 Rajasthan RJ 6 Sikkim SK 6 Tamil Nadu TN 6 Tripura TR 4 Telangana TS 6 Uttarakhand UK 7 Uttar Pradesh UP 5 West Bengal WB 5 Ensuring I am registered as a worker and have access to social security benefits linked to my employment.
e-Shram Portal ई-श्रम पोर्टल national · Ministry of Labour and Employment
Who qualifies Unorganized sector workers aged 16-59.
What you get Accidental insurance cover of ₹2 lakh and access to various social security schemes.
What it actually costs you Free; requires Aadhaar, bank account, and mobile number.
Common gotcha Many think this is a direct cash transfer scheme; it is primarily a database for government welfare targeting.
PM SVANidhi पीएम स्वनिधि national · Ministry of Housing and Urban Affairs
Who qualifies Street vendors and small fabrication shop owners.
What you get Collateral-free working capital loan up to ₹50,000 in tranches.
What it actually costs you Requires LOR (Letter of Recommendation) from local body; interest subsidy is provided.
Common gotcha Repayment discipline is strictly monitored to unlock higher loan amounts.
National Career Service राष्ट्रीय करियर सेवा national · Ministry of Labour and Employment
Who qualifies Job seekers looking for industrial or construction work.
What you get Access to job listings and vocational training opportunities.
What it actually costs you Free registration; requires Aadhaar verification.
Common gotcha The portal is vast and can be overwhelming; filter by 'Welder' and your specific city.
Udyam Registration उद्यम पंजीकरण national · Ministry of MSME
Who qualifies Small fabrication workshop owners.
What you get Priority sector lending and government tender eligibility.
What it actually costs you Free; self-declaration based on Aadhaar.
Common gotcha Don't use private agents; the official portal is free and simple.
Skill India Digital स्किल इंडिया डिजिटल national · MSDE
Who qualifies Workers seeking certification for welding skills.
What you get Recognition of Prior Learning (RPL) certification to increase daily wages.
What it actually costs you Time spent on assessment; training is often subsidized.
Common gotcha Ensure the training center is affiliated with NSDC.
EPFO through UMANG ईपीएफओ उमंग national · Employees' Provident Fund Organisation
Who qualifies Formal sector employees contributing to PF.
What you get Access to PF balance, withdrawal, and UAN management.
What it actually costs you Requires UAN activation and linked mobile number.
Common gotcha KYC must be updated and linked to Aadhaar to withdraw funds. Protecting my family from the high costs of private medical treatment.
Ayushman Bharat PM-JAY आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना national · National Health Authority
Who qualifies Low-income families identified in SECC data.
What you get ₹5 lakh health cover per family per year for secondary/tertiary care.
What it actually costs you Free; requires Ayushman card.
Common gotcha Check if the hospital is 'empanelled' before getting admitted.
ESIC Medical Benefits ईएसआईसी national · Employees' State Insurance Corporation
Who qualifies Insured workers in covered establishments.
What you get Full medical care for self and family at ESI hospitals/dispensaries.
What it actually costs you Monthly contribution deducted from salary.
Common gotcha You must carry your E-Pehchan card to the dispensary.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana प्रधानमंत्री भारतीय जनऔषधि परियोजना national · Department of Pharmaceuticals
Who qualifies General public.
What you get Quality generic medicines at 50-90% lower prices.
What it actually costs you Out-of-pocket payment at store.
Common gotcha Not all branded medicines have generic equivalents available immediately.
Pradhan Mantri Matru Vandana Yojana प्रधानमंत्री मातृ वंदना योजना national · Ministry of Women and Child Development
Who qualifies Pregnant and lactating women.
What you get Cash incentive of ₹5,000 for the first child.
What it actually costs you Requires registration at Anganwadi center.
Common gotcha Must be applied for during pregnancy, not after birth.
Rashtriya Bal Swasthya Karyakram राष्ट्रीय बाल स्वास्थ्य कार्यक्रम national · Ministry of Health and Family Welfare
Who qualifies Children aged 0-18 years.
What you get Free screening and treatment for 4Ds (Defects, Deficiencies, Diseases, Developmental delays).
What it actually costs you Free at government schools and Anganwadis.
Common gotcha Often delivered through school health camps.
National Mobile Medical Units मोबाइल मेडिकल यूनिट national · National Health Mission
Who qualifies People in remote or underserved areas.
What you get Basic diagnostic and treatment services at your doorstep.
What it actually costs you Free.
Common gotcha Services are scheduled; check with local ASHA worker for the van's route. Managing monthly household expenses and ensuring basic food security.
One Nation One Ration Card (NFSA) वन नेशन वन राशन कार्ड national · Department of Food and Public Distribution
Who qualifies Priority household cardholders.
What you get Subsidized food grains (wheat/rice) at any fair price shop in India.
What it actually costs you Requires Aadhaar-seeded ration card.
Common gotcha Biometric authentication at the shop is mandatory.
Pradhan Mantri Ujjwala Yojana प्रधानमंत्री उज्ज्वला योजना national · Ministry of Petroleum and Natural Gas
Who qualifies Women from BPL/poor households without LPG connection.
What you get Free LPG connection and subsidy on refills.
What it actually costs you Requires KYC and bank account.
Common gotcha The subsidy is credited directly to the bank account.
PMAY-Urban प्रधानमंत्री आवास योजना national · Ministry of Housing and Urban Affairs
Who qualifies Urban poor/EWS/LIG families.
What you get Subsidy for house construction or interest subvention on home loans.
What it actually costs you Requires land ownership proof.
Common gotcha High demand; keep track of your application status online.
Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना national · Department of Posts / Banks
Who qualifies Parents of girl child under 10.
What you get High-interest savings account for daughter's education/marriage.
What it actually costs you Minimum ₹250 deposit.
Common gotcha Lock-in period is until the girl turns 18.
Pradhan Mantri Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-70.
What you get Accidental death/disability cover of ₹2 lakh.
What it actually costs you ₹20 premium per year (auto-debit).
Common gotcha Must renew every year if not set to auto-debit.
Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Bank account holders aged 18-50.
What you get Life insurance cover of ₹2 lakh.
What it actually costs you ₹436 premium per year.
Common gotcha Only covers death; not a savings plan. Maintaining my digital identity for all government transactions.
Aadhaar आधार national · UIDAI
Who qualifies All Indian residents.
What you get Universal digital identity.
What it actually costs you Free for initial enrollment; nominal fee for updates.
Common gotcha Keep mobile number updated to receive OTPs for all services.
PAN Card पैन कार्ड national · Income Tax Department
Who qualifies All citizens earning income.
What you get Tax identity and essential for bank transactions.
What it actually costs you Small processing fee.
Common gotcha Link PAN with Aadhaar to avoid penalty.
Pradhan Mantri Jan Dhan Yojana प्रधानमंत्री जन धन योजना national · Department of Financial Services
Who qualifies Unbanked individuals.
What you get Zero-balance savings account with RuPay debit card and overdraft facility.
What it actually costs you Free; requires KYC.
Common gotcha Keep the account active with occasional transactions.
DigiLocker डिजीलॉकर national · MeitY
Who qualifies All citizens.
What you get Digital storage for Aadhaar, PAN, and educational certificates.
What it actually costs you Free.
Common gotcha Documents in DigiLocker are legally equivalent to originals.
India Post Payments Bank (IPPB) इंडिया पोस्ट पेमेंट्स बैंक national · Department of Posts
Who qualifies General public.
What you get Banking services at your doorstep via postman.
What it actually costs you Minimal service charges.
Common gotcha Very useful for rural/semi-urban areas where bank branches are far.
e-Pay Tax ई-पे टैक्स national · Income Tax Department
Who qualifies Taxpayers.
What you get Online platform to pay taxes.
What it actually costs you Bank transaction charges.
Common gotcha Ensure you select the correct assessment year.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
