← All India hubs
Sneha

Sneha

CEO

IndiaHindi (हिन्दी)₹ INR

Sneha is a high-achieving CEO navigating the complex regulatory and financial landscape of India. This hub covers the essential national-level compliance, tax, and professional infrastructure she relies on to run her business and manage her personal wealth. State-specific schemes are detailed in the regional section.

National — applies everywhere in India

Keeping the Company Compliant

Ensuring the business stays on the right side of the law to avoid penalties and maintain operational continuity.

Goods and Services Tax Registration

national · GST Council

Who qualifies
Businesses with annual turnover exceeding ₹40 lakhs (₹20 lakhs for special category states).
What you get
Legal authority to collect GST and claim input tax credit.
What it actually costs you
Free registration; requires PAN, Aadhaar, and business address proof.
Common gotcha
Failing to file GSTR-1 and GSTR-3B on time leads to heavy late fees and interest.

Udyam Registration

national · Ministry of MSME

Who qualifies
Enterprises meeting MSME investment and turnover criteria.
What you get
Access to priority sector lending, government tenders, and protection against delayed payments.
What it actually costs you
Zero cost; requires Aadhaar-linked mobile number.
Common gotcha
Many entrepreneurs confuse this with older Udyog Aadhaar; only Udyam is valid now.

Employees' Provident Fund Organisation

national · Ministry of Labour and Employment

Who qualifies
Establishments with 20 or more employees.
What you get
Social security compliance for employees.
What it actually costs you
12% employer contribution on basic salary; requires digital signature certificate.
Common gotcha
Compliance is mandatory even if employees opt out; you must document the opt-out properly.

Employees' State Insurance Corporation

national · Ministry of Labour and Employment

Who qualifies
Establishments with 10+ employees earning up to ₹21,000/month.
What you get
Medical and sickness benefits for staff.
What it actually costs you
3.25% employer contribution; requires monthly payroll data upload.
Common gotcha
The threshold for coverage is based on the gross salary, not just basic pay.

Import Export Code

national · Directorate General of Foreign Trade

Who qualifies
Any business involved in import or export of goods/services.
What you get
Mandatory license to clear customs for international trade.
What it actually costs you
₹500 application fee; requires PAN and digital signature.
Common gotcha
You must update your profile annually even if there is no change in business details.

IP India Trademark Registry

national · Controller General of Patents, Designs and Trademarks

Who qualifies
Any business entity wanting to protect its brand name or logo.
What you get
Exclusive legal rights to use the brand name across India.
What it actually costs you
₹4,500-₹9,000 per class; process takes 12-18 months.
Common gotcha
Trademark search is not a guarantee; the examiner may still raise objections.

Managing Personal & Corporate Wealth

Optimizing tax efficiency and growing capital through government-backed investment vehicles.

Public Provident Fund

national · Ministry of Finance

Who qualifies
Any Indian resident.
What you get
Tax-free interest (currently ~7.1%) with 15-year maturity.
What it actually costs you
Minimum deposit ₹500; maximum ₹1.5 lakh per year.
Common gotcha
It is a long-term lock-in; premature withdrawal is only possible after 5 years under specific conditions.

National Pension System

national · PFRDA

Who qualifies
Citizens aged 18-70.
What you get
Market-linked retirement corpus with additional ₹50,000 tax deduction under 80CCD(1B).
What it actually costs you
Minimal account opening fee; requires PRAN generation.
Common gotcha
The annuity portion at maturity is taxable as per your slab.

Sovereign Gold Bonds

national · Reserve Bank of India

Who qualifies
Individuals, HUFs, and trusts.
What you get
2.5% annual interest on gold value plus capital appreciation without storage risk.
What it actually costs you
Available in tranches; purchase via banks or stock brokers.
Common gotcha
Liquidity is low; you must wait for the 8-year maturity or sell on the exchange.

Sukanya Samriddhi Yojana

national · Ministry of Finance

Who qualifies
Parents of a girl child under 10 years.
What you get
Highest tax-free interest rate among small savings schemes.
What it actually costs you
Minimum ₹250 annual deposit.
Common gotcha
Account can only be opened for up to two daughters.

Income Tax E-Filing Portal

national · Income Tax Department

Who qualifies
All taxpayers.
What you get
Platform for filing returns, tracking refunds, and tax compliance.
What it actually costs you
Free; requires PAN and Aadhaar linking.
Common gotcha
Failing to link PAN with Aadhaar renders the PAN inoperative.

DigiLocker

national · MeitY

Who qualifies
Any Aadhaar holder.
What you get
Digital storage for PAN, driving license, and insurance documents.
What it actually costs you
Free; requires Aadhaar authentication.
Common gotcha
Not all private institutions accept DigiLocker documents; keep physical copies for high-stakes transactions.

Travel & Global Mobility

Managing international business travel and domestic logistics efficiently.

Passport Seva

national · Ministry of External Affairs

Who qualifies
Indian citizens.
What you get
International travel document.
What it actually costs you
₹1,500 for standard; ₹3,500 for Tatkaal.
Common gotcha
Police verification can be delayed if your address proof is not current.

e-Visa for Business

national · Ministry of Home Affairs

Who qualifies
Foreign business delegates visiting India.
What you get
Entry visa for business meetings and conferences.
What it actually costs you
$25-$100 depending on nationality.
Common gotcha
Must apply at least 4 days before travel.

FASTag

national · NHAI

Who qualifies
All vehicle owners.
What you get
Seamless toll payments on national highways.
What it actually costs you
₹200-₹500 issuance fee + security deposit.
Common gotcha
Low balance leads to double toll charges at some plazas.

Air Suvidha Portal

national · Ministry of Civil Aviation

Who qualifies
International travelers arriving in India.
What you get
Mandatory health declaration for entry.
What it actually costs you
Free; online form submission.
Common gotcha
Requirement status changes frequently based on health advisories.

IRCTC Rail Connect

national · Indian Railways

Who qualifies
All citizens.
What you get
Train ticket booking and status tracking.
What it actually costs you
Service fee ₹15-₹30 per ticket.
Common gotcha
Tatkaal tickets sell out in seconds; use the master list feature.

Vahan E-Services

national · Ministry of Road Transport and Highways

Who qualifies
Vehicle owners.
What you get
Online vehicle registration and tax payment.
What it actually costs you
Varies by state road tax rates.
Common gotcha
Transfer of ownership requires physical inspection if the vehicle is old.

Health & Family Security

Ensuring quality healthcare access for the family and maintaining emergency readiness.

ABHA Health ID

national · National Health Authority

Who qualifies
All citizens.
What you get
Unified digital health record access.
What it actually costs you
Free; requires Aadhaar.
Common gotcha
Not all private hospitals have integrated their systems yet.

Co-WIN Portal

national · Ministry of Health and Family Welfare

Who qualifies
All citizens.
What you get
Vaccination scheduling and digital certificates.
What it actually costs you
Free for government centers.
Common gotcha
Name on the certificate must exactly match your passport for international travel.

Pradhan Mantri Jan Arogya Yojana

national · National Health Authority

Who qualifies
Low-income households (SECC database).
What you get
₹5 lakh annual health cover per family.
What it actually costs you
Zero; government-funded.
Common gotcha
Only works in empanelled hospitals; check the list before admission.

Central Government Health Scheme

national · Ministry of Health and Family Welfare

Who qualifies
Central government employees and pensioners.
What you get
Comprehensive medical care at wellness centers.
What it actually costs you
Monthly contribution based on grade pay.
Common gotcha
Requires periodic renewal of the plastic card.

FSSAI Food License

national · FSSAI

Who qualifies
Any food business operator.
What you get
Mandatory license to sell food products.
What it actually costs you
₹100-₹7,500 per year depending on scale.
Common gotcha
You must display the license prominently at your premises.

Emergency Response Support System

national · Ministry of Home Affairs

Who qualifies
All citizens.
What you get
Single-point emergency response for police, fire, and medical.
What it actually costs you
Free.
Common gotcha
Location tracking works best if GPS is enabled on your phone.