The spreadsheet that found the missing creditor—and saved a hospital's salary timeline.

🚨 The problem

Five creditor meetings followed, each tracking different claims across five institutions: the High Court, the NCLT, the GST department, the state government, and the RBI. Shomit's junior, Priya Chakraborty, assembled a 147-row spreadsheet tracking every creditor claim, every statutory deadline, every contingent liability. She did not know which creditors she had forgotten, which deadlines she had missed, or which GST demands were actually valid under the insolvency code. On 2 May, exhausted after a six-hour creditor meeting, she typed a question into an AI agent: "Can you read this spreadsheet and tell me which creditors we've forgotten, which deadlines we've missed, and which GST demands are valid?"

🚀 How GabFORGE helped

By 6:47 am on 3 May, the agent had filed a 14-point analysis:

• 🔍 Identified three overlooked creditors. A lab supplier with a small claim but first-in-queue priority under contract law. A transport contractor owed ₹8.2 lakhs with a security deposit. A 2022 property-tax arrear to the Kolkata Municipal Corporation (₹47,000—small, but with statutory priority status).
• 💬 Flagged four compliance gaps. Notice-of-loss-of-receivables deadline had passed. Two creditor-committee resolution periods overlapped with a resolution-professional absence period. GST demand appeal was due in nine days and the filing fee had not been reserved. A cash-flow reconstruction showing differential insolvency across the three hospitals.
• 📞 Surfaced the property-tax deadline as critical. The Kolkata Municipal Corporation representative raised a motion at the next creditor meeting: the property-tax arrears from 2022 had not been included. Filing deadline: seven days. If the claim was not registered within that period, the KMC would file a statutory objection, potentially freezing the entire resolution process.

Shomit forwarded the agent's analysis to Priya with a single line: "File this. Then we talk." The property-tax claim was registered within seven days. The creditor committee was reconstituted correctly. By June 2026, the resolution proceedings had advanced: the satellite hospital was spun off and placed under interim management; the main hospital and Howrah unit remained on track for final resolution plans within 120 days.

🇮🇳 Why this matters

The High Court of Calcutta handles thousands of cases per year. Precedent accumulates faster than a single advocate can read it. A judgment from July 2023 in a steel-sector insolvency applies eighteen months later to a hospital network, but the advocate does not know the relevance until the fact pattern arises. For a junior advocate, the problem is different: she has time to read case law but lacks the institutional knowledge to know which case law is load-bearing. The agent reads backward and forward simultaneously. It does not replace judgment. It surfaces the precedent that makes the argument possible, and it flags the creditor that no human in the room thought to remember.

📖 Read the full story →

The long version has the 147-row spreadsheet, the moment the KMC raised the forgotten ₹47,000 property-tax claim at a creditor meeting, and the July 2023 judgment on conflict-of-interest disclosure that Shomit had never seen but needed to cite.