← All India hubs E-commerce Seller
India Hindi (हिन्दी) ₹ INR
Sania runs a small home-based e-commerce business selling handcrafted goods on platforms like Amazon and Flipkart. She navigates the complex world of GST, digital payments, and logistics while trying to scale her micro-enterprise into a sustainable brand.
National All India 24 Andaman and Nicobar Islands AN 6 Andhra Pradesh AP 4 Arunachal Pradesh AR 6 Assam AS 5 Bihar BR 6 Chhattisgarh CG 5 Chandigarh CH 4 Delhi DL 5 Dadra and Nagar Haveli and Daman and Diu DN 4 Goa GA 7 Gujarat GJ 6 Himachal Pradesh HP 6 Haryana HR 5 Jharkhand JH 6 Jammu and Kashmir JK 6 Karnataka KA 6 Kerala KL 7 Ladakh LA 6 Lakshadweep LD 4 Maharashtra MH 6 Meghalaya ML 8 Manipur MN 5 Madhya Pradesh MP 5 Mizoram MZ 5 Nagaland NL 6 Odisha OD 6 Punjab PB 5 Puducherry PY 6 Rajasthan RJ 5 Sikkim SK 5 Tamil Nadu TN 6 Tripura TR 5 Telangana TS 6 Uttarakhand UK 6 Uttar Pradesh UP 6 West Bengal WB 5 Essential for selling on marketplaces and claiming input tax credits.
Udyam Registration उद्यम पंजीकरण national · Ministry of Micro, Small and Medium Enterprises
Who qualifies Any micro, small, or medium enterprise with valid Aadhaar.
What you get Official MSME status, priority sector lending, and protection against delayed payments.
What it actually costs you Free, Aadhaar-linked OTP verification required.
Common gotcha Many fake websites charge money for this; only use the official .gov.in portal.
Goods and Services Tax (GST) Registration वस्तु एवं सेवा कर पंजीकरण national · Central Board of Indirect Taxes and Customs
Who qualifies Mandatory for all e-commerce sellers regardless of turnover.
What you get Legal right to sell online and claim input tax credits on business purchases.
What it actually costs you Free to apply, but requires PAN, bank account, and address proof.
Common gotcha Filing monthly or quarterly returns is mandatory even if sales are zero.
Government e-Marketplace (GeM) जेम पोर्टल national · Ministry of Commerce and Industry
Who qualifies Any Indian business owner with a PAN and GSTIN.
What you get Access to sell goods directly to government departments and PSUs.
What it actually costs you Free registration, but requires digital signature certificate (DSC) for some categories.
Common gotcha The bidding process is highly competitive and requires strict adherence to quality standards.
Import Export Code (IEC) आयात निर्यात कोड national · Directorate General of Foreign Trade
Who qualifies Any business intending to export goods internationally.
What you get Mandatory 10-digit code to clear customs for international shipments.
What it actually costs you ₹500 application fee, valid for lifetime with annual updates.
Common gotcha Failure to update the IEC annually on the portal leads to deactivation.
Trademark Registration ट्रेडमार्क पंजीकरण national · Controller General of Patents, Designs and Trademarks
Who qualifies Any business owner wanting to protect their brand name or logo.
What you get Legal ownership of your brand identity, preventing others from copying it.
What it actually costs you ₹4,500 - ₹9,000 in government fees, plus potential legal consultation costs.
Common gotcha The process can take 12-24 months for full approval.
Startup India Recognition स्टार्टअप इंडिया मान्यता national · Department for Promotion of Industry and Internal Trade
Who qualifies Entities incorporated as private limited, partnership, or LLP, less than 10 years old.
What you get Tax exemptions, easier patent filing, and access to funding schemes.
What it actually costs you Free, requires proof of innovation or scalability.
Common gotcha Recognition is not the same as tax exemption; you must apply separately for tax benefits. Working capital is the biggest hurdle for e-commerce inventory cycles.
PM Street Vendor's AtmaNirbhar Nidhi पीएम स्वनिधि national · Ministry of Housing and Urban Affairs
Who qualifies Micro-entrepreneurs and street vendors.
What you get Collateral-free working capital loan up to ₹50,000.
What it actually costs you Low interest rates, subsidized by the government.
Common gotcha Requires a Letter of Recommendation (LoR) from local authorities if not already a registered vendor.
Pradhan Mantri Mudra Yojana (PMMY) प्रधानमंत्री मुद्रा योजना national · Department of Financial Services
Who qualifies Non-farm small/micro enterprises.
What you get Loans up to ₹10 Lakhs (Shishu, Kishore, Tarun categories).
What it actually costs you No processing fee for Shishu loans; interest rates vary by bank.
Common gotcha Banks often demand collateral despite the scheme being collateral-free.
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) सीजीटीएमएसई national · Ministry of MSME
Who qualifies New and existing MSMEs.
What you get Provides guarantee cover to banks so they can lend without collateral.
What it actually costs you Annual guarantee fee paid by the lending institution (often passed to the borrower).
Common gotcha You don't apply for this; you ask your bank to process your loan under the CGTMSE scheme.
Stand-Up India Scheme स्टैंड-अप इंडिया national · Small Industries Development Bank of India (SIDBI)
Who qualifies SC/ST and women entrepreneurs for greenfield projects.
What you get Loans between ₹10 Lakhs and ₹1 Crore.
What it actually costs you Requires a detailed project report and 10% promoter contribution.
Common gotcha Only for new ventures, not for expanding existing ones.
PSB Loans in 59 Minutes पीएसबी लोन इन 59 मिनट्स national · Department of Financial Services
Who qualifies MSMEs with GST and Income Tax returns.
What you get In-principle loan approval in under an hour.
What it actually costs you Small platform fee for processing.
Common gotcha It is only an 'in-principle' approval; the actual bank still does due diligence.
Prime Minister's Employment Generation Programme पीएमईजीपी national · Khadi and Village Industries Commission
Who qualifies Any individual above 18 years for setting up new micro-enterprises.
What you get Credit-linked subsidy of 15-35% of project cost.
What it actually costs you Requires 5-10% of project cost as own contribution.
Common gotcha The subsidy is back-ended and released only after the loan is disbursed. Selling online requires reliable logistics and digital tools.
India Post E-commerce Logistics भारतीय डाक ई-कॉमर्स national · Department of Posts
Who qualifies Any small business owner.
What you get Affordable pan-India shipping, including remote areas.
What it actually costs you Pay-per-shipment rates, significantly cheaper than private couriers.
Common gotcha Tracking updates can sometimes be slower than private players.
DigiLocker डिजिलॉकर national · Ministry of Electronics and IT
Who qualifies Any citizen with Aadhaar.
What you get Digital storage for GST certificates, PAN, and business licenses.
What it actually costs you Free, requires Aadhaar authentication.
Common gotcha Ensure your phone number is linked to Aadhaar to access the account.
UPI Merchant Onboarding यूपीआई मर्चेंट national · National Payments Corporation of India (NPCI)
Who qualifies Any business with a bank account.
What you get Zero-MDR (Merchant Discount Rate) digital payments.
What it actually costs you Free, usually provided by banks or payment apps like PhonePe/GooglePay.
Common gotcha Always use a dedicated business QR code to keep personal and business finances separate.
One District One Product (ODOP) एक जिला एक उत्पाद national · Ministry of Commerce and Industry
Who qualifies Artisans and small businesses producing local specialties.
What you get Branding support, marketing assistance, and export promotion.
What it actually costs you Free, requires registration on the portal.
Common gotcha Focuses on specific products identified by the district administration.
Common Service Centres (CSC) जन सेवा केंद्र national · Ministry of Electronics and IT
Who qualifies Any citizen needing digital assistance.
What you get Assisted digital services for tax filing, PAN, and banking.
What it actually costs you Small service fee per transaction.
Common gotcha Service quality varies significantly between different centre operators.
ONDC (Open Network for Digital Commerce) ओएनडीसी national · Department for Promotion of Industry and Internal Trade
Who qualifies Any seller wanting to list products on an open, non-monopolistic network.
What you get Access to multiple buyer apps without being locked into one marketplace.
What it actually costs you Depends on the network participant (seller app) you choose.
Common gotcha Still in the early adoption phase; traffic is lower than major marketplaces. As a self-employed person, I don't have corporate insurance.
Ayushman Bharat PM-JAY आयुष्मान भारत national · National Health Authority
Who qualifies Economically vulnerable families (check eligibility on portal).
What you get ₹5 Lakh health cover per family per year for secondary/tertiary care.
What it actually costs you Free for eligible beneficiaries.
Common gotcha Not all hospitals are empanelled; check the list before visiting.
e-Shram Portal ई-श्रम पोर्टल national · Ministry of Labour and Employment
Who qualifies Unorganized sector workers.
What you get Social security benefits and accidental insurance cover.
What it actually costs you Free, requires Aadhaar and bank account.
Common gotcha This is for workers; if you are a formal business owner, you might not qualify.
Pradhan Mantri Suraksha Bima Yojana (PMSBY) प्रधानमंत्री सुरक्षा बीमा योजना national · Department of Financial Services
Who qualifies Citizens aged 18-70 years.
What you get Accidental death/disability insurance of ₹2 Lakhs.
What it actually costs you ₹20 annual premium, auto-debited from bank account.
Common gotcha Must be renewed every year; check if your bank account has sufficient balance in June.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) प्रधानमंत्री जीवन ज्योति बीमा योजना national · Department of Financial Services
Who qualifies Citizens aged 18-50 years.
What you get Life insurance cover of ₹2 Lakhs.
What it actually costs you ₹436 annual premium, auto-debited.
Common gotcha Coverage only starts after a 30-day waiting period from enrollment.
Atal Pension Yojana (APY) अटल पेंशन योजना national · Pension Fund Regulatory and Development Authority
Who qualifies Citizens aged 18-40 years.
What you get Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60.
What it actually costs you Monthly contribution based on age of entry.
Common gotcha Premature exit is very difficult and involves losing some benefits.
Ayushman Mitra आयुष्मान मित्र national · National Health Authority
Who qualifies Individuals interested in working as facilitators in hospitals.
What you get Certification and opportunity to earn by helping patients access PM-JAY.
What it actually costs you Free training and registration.
Common gotcha This is a job/volunteering role, not a benefit for your business.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
